Santa Cruz County property record for 909 Columbus Dr, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,721 sqft · built 1968 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,043 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-221-26 |
| Primary APN | 036-221-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 2,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,665 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 909 COLUMBUS DR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 471 |
| Legal Subdivision | CLIFFWOOD HEIGHTS UN #2 TR #471 |
| Legal Tract | 471 |
| Legal Lot Number | 70 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 121801 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 909 COLUMBUS DR, CAPITOLA, CA 95010-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISTA POINT MORTGAGE LLC |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 6, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2015 |
| Transfer Doc | 0000041578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 909 COLUMBUS DR, CAPITOLA, CA 95010-2309 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 909 COLUMBUS DR, CAPITOLA, CA 95010-2309 |
| Document Number | 0000006322 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024-0006322 |
| Name | VISTA POINT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 909 COLUMBUS DR, CAPITOLA, CA 95010-2309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011608 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 2018-0011608 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 909 COLUMBUS DR, CAPITOLA, CA 95010-2309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 909 COLUMBUS DR, CAPITOLA, CA 95010-2309 |
| Document Number | 0000000634 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-0000634 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,072 (+2%) Land $324,678 Building $189,394 | ||
| 2025 | $5,043.00 (+9.97%) Disabled Person's exemption Veteran's exemption | $503,991 (+4.04%) Land $318,311 Building $185,680 | |
| 2023 | $4,586.00 (-0.09%) Disabled Person's exemption Veteran's exemption | $484,421 Land $305,951 Building $178,470 | $1,256,040 |
| 2022 | $4,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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