909 Cherry St, Cortez, CO 81321 Property Records

Montezuma County property record for 909 Cherry St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,589 sqft · built 1957
Lot Size	0.893 acres (38,899 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Aug 2017)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R008392`

Property Details

APN / Parcel Number

Primary APN	`R008392`
Alternative APN	`561124408001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,589 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	38,899 sqft (0.893 acres)
Garage Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R008392
Street Address	909 CHERRY ST
City	CORTEZ
State	CO
Zip	81321-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: J A BARRETT SUB AMD LOT: 24 B349 P 296 B453 P357 B731 P445 R/470363 R/470405 R/481848
Legal Subdivision	J A BARRETT SUB AMD
Legal Lot Number	24
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	3
Census Block	3018
Census Tract	969302

Owner

909 Cherry St is owned and occupied by an individual who bought it in August 2017.

Source: Montezuma County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	909 CHERRY ST, CORTEZ, CO 81321-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Document Number	2017613079
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	909 CHERRY ST, CORTEZ, CO 81321-2618
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	635621
Date	Mar 10, 2021
Instrument	635621

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Aug 31, 2017
Property Address	909 CHERRY ST, CORTEZ, CO 81321-2618
Document Number	0000613079
Map Reference	MB8 PG10
Instrument Date	Aug 31, 2017
Instrument	613079
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 CHERRY ST, CORTEZ, CO 81321-2618

Mortgage

Document Number	0000613080
Date	Aug 31, 2017
Instrument	613080

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 909 Cherry St was $2,262, up 28.8% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,262.00 (+28.82%)	$44,835 (+31.25%) Land $5,141 Building $39,694	$563,255 (+31.25%) Land $64,584 Building $498,671
2024	$1,756.00 (+9.89%)	$34,160 (-11.36%) Land $4,557 Building $29,603	$429,148 (-11.36%) Land $57,247 Building $371,901
2023	$1,598.00 (+20.33%)	$38,538 (+40.25%) Land $5,141 Building $33,397	$484,148 (+40.25%) Land $64,584 Building $419,564
2022	$1,328.00	$27,478 Land $5,141 Building $22,337	$345,194 Land $64,584 Building $280,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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