909 Cherokee Trl, Frederick, MD 21701 Property Records

Frederick County property record for 909 Cherokee Trl, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1958
Lot Size	0.166 acres (7,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2025)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-106752`

Property Details

APN / Parcel Number

Primary APN	`02-106752`
Alternative APNs	`2106752` `106752`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,222 sqft (0.166 acres)
Lot Dimensions	117 ft deep x 66 ft wide
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	106752
Street Address	909 CHEROKEE TRL
City	FREDERICK
State	MD
Zip	21701-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT #9, & PART #8, BLK. J, 66 X 117 909 CHEROKEE TRAIL
Legal Subdivision	MONOCACY VILLAGE
Legal Block	J
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1040
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 CHEROKEE TRL, FREDERICK, MD 21701-4658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Book / Page	17436 / 71
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0108250481
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 19, 2021
Property Address	909 CHEROKEE TRL, FREDERICK, MD 21701-4658
Document Number	0155110498
Book / Page	15511 / 498
Map Reference	MB 3 FO 95
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9059 SEWARD ST, FREDERICK, MD 21704-7849

Mortgage

Document Number	15511504
Date	Nov 19, 2021
Instrument	15511/504

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,033 (+15.65%)	$425,700 (+46.95%) Land $151,800 Building $273,900
2025	$5,376.00 (+5.87%)	$289,700 (+13.68%) Land $103,200 Building $186,500	$289,700 (-) Land $103,200 Building $186,500
2024	$5,078.00 (+8.76%)
2023	$4,669.00	$254,833	$289,700 Land $103,200 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20