909 Arbor St, Costa Mesa, CA 92627 Property Records

Orange County property record for 909 Arbor St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,526 sqft · built 1954
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Nov 2008)
Tax Bill	$8,183 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422-524-02`

Property Details

APN / Parcel Number

Primary APN	`422-524-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,370 sqft (0.169 acres)
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	909 ARBOR ST
City	COSTA MESA
State	CA
Zip	92627-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1712 BLK LOT 330
Legal Subdivision	TRACT NO 1712
Legal Tract	1712
Legal Lot Number	330
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2010
Census Tract	63601

Owner

909 Arbor St is owned by two individuals who acquired it in July 2011.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 SAINT ANDREWS RD, NEWPORT BEACH, CA 92663-5221
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI EMERALD FINANCIAL GROUP INC
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEND PLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2008 · Amount on File
Deed Sale	Nov 5, 2008 · Amount on File
Deed Document Number	2008506894
Last Transfer Date	Jul 27, 2011
Transfer Doc	0000386388
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	909 ARBOR ST, COSTA MESA, CA 92627-4111
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 SAINT ANDREWS RD, NEWPORT BEACH, CA 92663-5221

Mortgage

Document Number	0000090105
Date	Apr 11, 2024
Instrument	2024000090105

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	909 ARBOR ST, COSTA MESA, CA 92627-4111
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 SAINT ANDREWS RD, NEWPORT BEACH, CA 92663-5221

Mortgage

Document Number	0000059332
Date	Jan 27, 2021
Instrument	2021000059332

Lender

Name	TRI EMERALD FINANCIAL GROUP INC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	909 ARBOR ST, COSTA MESA, CA 92627-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072465
Date	Mar 8, 2019
Instrument	2019000072465

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	909 ARBOR ST, COSTA MESA, CA 92627-4111
Document Number	0000490104
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	909 ARBOR ST COSTA MESA CA 926274111, COSTA MESA, CA 92627-4111

Mortgage

Document Number	0000490104
Date	Nov 25, 2019
Instrument	490104

Lender

Name	LEND PLUS
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 909 Arbor St was $8,183.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,682 (+2%) Land $564,109 Building $126,573
2025	$8,183.00	$677,140 Land $553,048 Building $124,092
2023	$7,742.00 (+3.17%)	$650,847 Land $531,573 Building $119,274
2022	$7,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 909 Arbor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 909 Arbor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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