Stearns County property record for 909 3rd St N, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,108 sqft · built 1983 |
| Lot Size | 0.319 acres (13,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,000 (Nov 1996) |
| Tax Bill | $2,822 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29442-0041 |
| Primary APN | 48-29442-0041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 1,701 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,875 sqft (0.319 acres) |
| Lot Dimensions | 185 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 909 3RD ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 003 MARY'S HIGHLAND PARK 2 SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | MARYS HIGHLAND PARK 2 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29442-0041
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 3RD ST N, COLD SPRING, MN 56320-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 1996 · Amount on Record |
| Deed Sale | Nov 22, 1996 · Amount on Record |
| Prior Sale | Jan 25, 1992 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,822.00 (+18.17%) | ||
| 2025 | $249,100 (+12.97%) Land $44,500 Building $204,600 | $249,100 (+12.97%) Land $44,500 Building $204,600 | |
| 2023 | $2,388.00 | $220,500 Land $44,500 Building $176,000 | $220,500 Land $44,500 Building $176,000 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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