Hancock County property record for 909 3rd St, Findlay, OH 45840 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,781 sqft · built 1957 |
| Lot Size | 0.222 acres (9,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,488 (Jul 2026) |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2024 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-194-20-011.000 |
| Primary APN | 1011-194-20-011.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| 1st Floor Area | 1,781 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,692 sqft (0.222 acres) |
| Lot Dimensions | 114 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 14 sqft |
| Deck Area | 442 sqft |
| Patio Area | 240 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 909 3RD ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUN HAVEN SUB DIV LOT 32 |
| Legal Subdivision | SUN HAVEN SUB |
| Legal Lot Number | 32 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1100 |
Source: Hancock County records · APN 1011-194-20-011.000
Assessment roll updated May 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 3RD ST, FINDLAY, OH 45840-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 31, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2024 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | May 08, 2013 · Amount on Record |
| Deed Document Number | 20265809 |
| Deed Book / Page | 2631 / 3615 |
| Prior Transfer Date | May 07, 2009 |
| Prior Transfer Doc | 02357/2437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jul 31, 2026 |
| Property Address | 909 3RD ST, FINDLAY, OH 45840-6118 |
| Document Number | 0000005809 |
| Book / Page | 2631 / 3615 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20265809 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | AM TITLE, MID AM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,173.46 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 909 3RD ST, FINDLAY, OH 45840-6118 |
| Document Number | 0000005810, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20265810 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 909 3RD ST, FINDLAY, OH 45840-6118 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 909 3RD ST, FINDLAY, OH 45840-6118 |
| Document Number | 02610/1630 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 2610/1630 |
| Instrument | 202400002679 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 8023 E 63RD PL STE 700, TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 991 Months |
| Due | Nov 06, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.8% |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+6.13%) Homeowner's exemption | $52,500 (+22.98%) Land $6,480 Building $46,020 | $150,000 (+23%) Land $18,510 Building $131,490 |
| 2024 | $1,516.00 (-0.13%) | $42,690 (-) Land $5,270 Building $37,420 | |
| 2023 | $1,518.00 Homeowner's exemption | $42,690 Land $5,270 Building $37,420 | |
| 2022 | $121,950 Land $15,050 Building $106,900 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 71 individual NFIP policies nearby |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 362 (1979–2019) |
| Claims Outside the SFHA | 18 of 362 |
| Most Recent Claim | Mar 2019, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| HDER Link | Fixed Wireless (unlicensed) | 500 / 500 |
| Verizon | Fixed Wireless | 300 / 20 |
| Defiance Holdings | Fixed Wireless | 200 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Benton Ridge Telephone Company, AT&T, Amplex Electric, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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