909 10th Ave S, Naples, FL 34102 Property Records

Collier County property record for 909 10th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,103 sqft · built 2019
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,800,000 (Jul 2020)
Tax Bill	$30,721 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Loan Modification + 3 more
Flood Zone	Zone AE (high risk)
APN	`062600 25A09`

Property Details

APN / Parcel Number

Primary APN	`062600 25A09`
Alternative APNs	`09530600049` `9530600049`

Interior

Stories	2 Stories
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Pool Area	144 sqft
Deck Area	540 sqft

Location & Zoning

Street Address	909 10TH AVE S
City	NAPLES
State	FL
Zip	34102-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOUR VILLAGE LOT 2
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	HARBOUR VILLAGE
Legal Block	1
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	101

Owner

Source: Collier County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 10TH AVE S, NAPLES, FL 34102-8208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 30, 2020	Loan Modification, Mortgage VALLEY NAT'L BK
Jul 29, 2020	Warranty Deed, Transfer LAKE MI CU
Nov 5, 2019	Loan Modification, Mortgage VALLEY NAT'L BK
Apr 2, 2018	Loan Modification, Mortgage VALLEY NAT'L BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20205899980
Deed Book / Page	5793 / 3548
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 4, 2022
Property Address	909 10TH AVE S, NAPLES, FL 34102-8208
Document Number	0060660997
Book / Page	6066 / 997
Map Reference	MB 58 PG 15&16
Instrument Date	Dec 28, 2021
Instrument	6184441
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 10TH AVE S, 909, NAPLES, FL 34102-8208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 10TH AVE S, NAPLES, FL 34102-8208

Mortgage

Document Number	0006066999
Date	Jan 4, 2022
Instrument	6066/999

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	909 10TH AVE S, NAPLES, FL 34102-8208
Document Number	0058231881
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	909 10TH ST S NAPLES FL 341028203, NAPLES, FL 34102-8203

Mortgage

Document Number	0058231881
Date	Oct 1, 2020
Book Page	005823/001881
Instrument	5931081

Lender

Name	VALLEY NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2021

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 29, 2020
Property Address	909 10TH AVE S, NAPLES, FL 34102-8208
Document Number	0057933548
Book / Page	005793 / 003548
Instrument Date	Jul 28, 2020
Instrument	5899980
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	909 10TH AVE S NAPLES FL 34102, NAPLES, FL 34102

Mortgage

Document Number	57933550
Date	Jul 29, 2020
Book Page	005793/003550
Instrument	5899981

Lender

Name	LAKE MI CU
Type	Credit Union
Address	7920 SUMMERLIN LAKES DR, FORT MYERS, FL 33907-1816

Agreement

Amount	Amount Recorded

Mortgage

Document Number	57933560,
Date	Jul 29, 2020
Book Page	005793/003560
Instrument	5899983

Lender

Name	LAKE MI CU
Type	Credit Union
Address	FORT MYERS, FL 33907

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Recording Date	Nov 5, 2019
Property Address	909 10TH AVE S, NAPLES, FL 34102-8208
Document Number	0056920895
Book / Page	005692 / 000895
Instrument Date	Sep 30, 2019
Instrument	5786710
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 10TH ST S NAPLES FL 34102, NAPLES, FL 34102

Mortgage

Document Number	56920895
Date	Nov 5, 2019
Book Page	005692/000895
Instrument	5786710

Lender

Name	VALLEY NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2020

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Recording Date	Apr 2, 2018
Property Address	909 10TH AVE S, NAPLES, FL 34102-8208
Document Number	0054921836
Book / Page	005492 / 001836
Instrument Date	Mar 28, 2018
Instrument	5532253
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	54921836
Date	Apr 2, 2018
Book Page	005492/001836
Instrument	5532253

Lender

Name	VALLEY NAT'L BK MTG
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,525,500 (+2.7%)	$3,604,021 (-13.03%) Land $1,053,000 Building $2,551,021
2025	$30,721.00 (-3.54%) Homeowner's exemption	$3,432,814 (-1.37%)	$4,143,836 (+3.4%) Land $1,393,200 Building $2,750,636
2023	$31,850.00 (-2.77%) Homeowner's exemption	$3,480,326 (+3%)	$4,007,702 (+18.61%) Land $1,782,000 Building $2,225,702
2022	$32,756.00 Homeowner's exemption	$3,378,957 Land $1,360,800 Building $2,018,157	$3,378,957 Land $1,360,800 Building $2,018,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 415 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,189 units insured incl. 774 condo units
Nearby Flood Claims	482 (1985–2024)
Claims Outside the SFHA	5 of 482
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 57 claims Hurricane Ian, Nov 2022 · 166 claims Hurricane Ian, Oct 2022 · 139 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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