9089 Millcliff Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9089 Millcliff Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,813 sqft · built 1962
Lot Size	0.155 acres (6,752 sqft)
Owner	Owner Name on File
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`590-0232-0129-00`

Property Details

APN / Parcel Number

Primary APN	`590-0232-0129-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
1st Floor Area	888 sqft
2nd Floor Area	925 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	111 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9089 MILLCLIFF DR
City	CINCINNATI
State	OH
Zip	45231-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLCLIFF DR 60 X 111.84 LOT 22 MILLCLIFF EST SUB
Legal Subdivision	MILLCLIFF ESTATE SUB
Legal Lot Number	22
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	22102

Owner

Source: Hamilton County records · APN 590-0232-0129-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	9089 MILLCLIFF DR, CINCINNATI, OH 45231-3811
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 03, 2012
Transfer Doc	0000056234
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9089 MILLCLIFF DR, CINCINNATI, OH 45231-3811
Document Number	0000044813
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9089 MILLCLIFF DR CINCINNATI OH 452313811, CINCINNATI, OH 45231-3811

Mortgage

Document Number	0000044813
Date	May 13, 2020
Book Page	014167/001247
Instrument	44813

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,968.00 (+2.37%)	$71,176 (-) Land $10,857 Building $60,319
2024	$4,853.00 (+1.72%)	$71,176 (-) Land $10,857 Building $60,319
2023	$4,771.00 (+9.08%)	$71,176 (+50.38%) Land $10,857 Building $60,319	$203,360 (+50.38%) Land $31,020 Building $172,340
2022	$4,374.00 Homeowner's exemption	$47,331 Land $10,714 Building $36,617
2020			$135,230 Land $30,610 Building $104,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1985–2017)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Nov 2017 · rainfall accumulation
Claims by Event	Flooding, May 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 235 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.