Oakland County property record for 9089 Cooley Lake Rd, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1968 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-35-479-008 |
| Primary APN | Y-12-35-479-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 146 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9089 COOLEY LAKE RD |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 35 LONGCROFT LOT 9 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | LONGCROFT |
| Legal Lot Number | 9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 130700 |
Source: Oakland County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9089 COOLEY LAKE RD, WHITE LAKE, MI 48386-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9089 COOLEY LAKE RD, WHITE LAKE, MI 48386-4031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9089 COOLKY LAZE RD, WHITE LAKE, MI 48386-4031 |
| Document Number | 0000024180 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 58472/660 |
| Instrument | 24180 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (-44.49%) Homeowner's exemption | $104,570 (+6.49%) | $209,140 (+6.49%) |
| 2024 | $2,167.00 (+14.6%) | ||
| 2023 | $98,200 | $196,400 | |
| 2021 | $1,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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