9088 Point Ln, Chestertown, MD 21620 Property Records

Kent County property record for 9088 Point Ln, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,286 sqft · built 1938
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Feb 2023)
Tax Bill	$8,105 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`06-002277`

Property Details

APN / Parcel Number

Primary APN	`06-002277`
Alternative APNs	`6002277` `002277`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,286 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)

Exterior Amenities

Porch	Slab
Porch Area	870 sqft
Deck Area	120 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	476 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002277
Street Address	9088 POINT LN
City	CHESTERTOWN
State	MD
Zip	21620-4385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAR
Legal Description	2-2A,P-6-6A-7-1-M-P2 9088 POINT LANE TOLCHESTER ESTATES
Legal Subdivision	POINT LANE TOLCHESTER ESTATES
Jurisdiction	KENT MD
Township / Civil Division	6, FAIRLEE
Census Block Group	1
Census Block	1009
Census Tract	950400

Owner

9088 Point Ln is owned and occupied by two individuals who bought it in February 2023.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9088 POINT LN, CHESTERTOWN, MD 21620-4385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK & TRUST COMPANY
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Nov 24, 2015 · Amount on File
Deed Book / Page	1294 / 57
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	0008280364
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Feb 2, 2023
Property Address	9088 POINT LN, CHESTERTOWN, MD 21620-4385
Document Number	0012940057
Book / Page	1294 / 57
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9088 POINT LN, CHESTERTOWN, MD 21620-4385

Mortgage

Document Number	0012940065
Date	Feb 2, 2023
Instrument	1294-0065

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	9088 POINT LN, CHESTERTOWN, MD 21620-4385
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010010094
Date	May 30, 2019
Book Page	1001/094

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	9088 POINT LN, CHESTERTOWN, MD 21620-4385
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011200282
Date	Jan 25, 2021
Book Page	1120/282

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 9088 Point Ln was $8,105 with a homeowner's exemption, up 5.5% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,105.00 (+5.52%) Homeowner's exemption	$918,033 (+17.69%)	$1,056,000 (-) Land $350,500 Building $705,500
2025	$7,681.00 Homeowner's exemption	$780,067	$1,056,000 Land $350,500 Building $705,500
2023	$7,130.00	$638,233	$642,100 Land $350,500 Building $291,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9088 Point Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1986–2003)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9088 Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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