9087 Elk Creek Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 9087 Elk Creek Rd, Deep Gap, NC 28618

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,286 sqft · built 1994
Lot Size	46.2 acres (2,016,567 sqft)
Owner	Company Name on Record
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2868-25-2200-000`

Property Details

APN / Parcel Number

Primary APN	`2868-25-2200-000`
Alternative APN	`1821661`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,286 sqft Living Area
1st Floor Area	2,456 sqft
Basement Area	1,534 sqft
Finished Basement	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Rustic
Exterior Material	Logs
Lot Area	2,016,567 sqft (46.2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	656 sqft
Patio Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1821661
Street Address	9087 ELK CREEK RD
City	DEEP GAP
State	NC
Zip	28618-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46.294AC, DB2097 PG865
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1017
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9087 ELK CREEK RD, DEEP GAP, NC 28618-8217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage ATTORNEY ONLY
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 8, 2021	Quit Claim Deed, Transfer AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2020
Transfer Doc	0021710756
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	9087 ELK CREEK RD, DEEP GAP, NC 28618-8217
Document Number	0021710759
Instrument Date	Mar 8, 2021
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	9087 ELK CREEK RD, DEEP GAP, NC 28618-8217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021480562
Date	Dec 9, 2020
Book Page	2148/562
Instrument	699355

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 8, 2021
Property Address	9087 ELK CREEK RD, DEEP GAP, NC 28618-8217
Document Number	0021710756
Book / Page	002171 / 000756
Instrument Date	Dec 8, 2020
Instrument	703190
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9087 ELK CREEK RD DEEP GAP NC 286188217, DEEP GAP, NC 28618-8217

Mortgage

Document Number	21480562
Date	Mar 8, 2021
Book Page	002148/000562
Instrument	699355

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 7, 2031

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,135,000 (-) Land $186,400 Building $948,600
2025	$4,689.00	$1,135,000 (-) Land $186,400 Building $948,600
2024			$1,135,000 Land $186,400 Building $948,600
2023		$1,135,000 Land $186,400 Building $948,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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