9085 Seven Lakes Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9085 Seven Lakes Dr, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,555 sqft · built 2022
Lot Size6.7 acres (291,852 sqft)
OwnerTrust Name on File
Last Sale$515,900 (May 2022)
Tax Bill$2,361 (2025)
Deeds & MortgagesAug 2023 Transfer
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN104N A 024

Property Details

APN / Parcel Number

Primary APN104N A 024
Alternative APN
  • 0000390520

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,555 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area291,852 sqft (6.7 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000390520
Street Address9085 SEVEN LAKES DR
CityOOLTEWAH
StateTN
Zip37363-4979
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 270 SEVEN LAKES PB 119 PG 180 OUT OF 104K A 014 FOR 2021
Legal SubdivisionSEVEN LAKES SUBDIVISION
Legal Lot Number270
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group4
Census Block4008
Census Tract11205

Owner

9085 Seven Lakes Dr is owner-occupied and held in a trust since July 2023.

Source: Hamilton County records, as of March 27, 2026

Owner of RecordTrust Name on File
Mailing Address9085 SEVEN LAKES DR, OOLTEWAH, TN 37363-4979
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Intrafamily Transfer, Transfer
May 26, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 26, 2022Quit Claim Deed, Transfer
OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2022 · Amount on File
Deed SaleMay 26, 2022 · Amount on File
Deed Document Number2022145
Deed Book / Page12972 / 180
Last Transfer DateJul 13, 2023
Transfer Doc0000000128
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 31, 2023
Property Address9085 SEVEN LAKES DR, OOLTEWAH, TN 37363-4979
Document Number0000000128
Book / Page13387 / 943
Map ReferenceMB 119 PG 180
Instrument DateJul 13, 2023
Instrument2023083100128
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address9085 SEVEN LAKES DR, OOLTEWAH, TN 37363-4979

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2022
Property Address9085 SEVEN LAKES DR, OOLTEWAH, TN 37363-4979
Document Number0000000145
Book / Page12972 / 180
Map ReferenceMB 119 PG 180
Instrument DateMay 25, 2022
Instrument2022052600145
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyOXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,908.83
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9085 SEVEN LAKES DR, OOLTEWAH, TN 37363-4979

Mortgage

Document Number0129720187
DateMay 26, 2022
Instrument12972-0187
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2022
Property Address9085 SEVEN LAKES DR, OOLTEWAH, TN 37363-4979
Document Number0000000144
Book / Page12972 / 176
Map ReferenceMB 119 PG 180
Instrument DateMay 25, 2022
Instrument2022052600144
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyOXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9085 Seven Lakes Dr was $2,361, down 14.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,361.00 (-14.67%)$155,800 (+25.95%)$623,200 (+25.95%) Land $100,600 Building $522,600
2024$2,767.00 (-0.32%)$123,700 (-)$494,800 (-) Land $102,800 Building $392,000
2023$2,776.00 (+72.96%)$123,700 (+72.4%)$494,800 (+72.4%) Land $102,800 Building $392,000
2022$1,605.00$71,750$287,000 Land $102,800 Building $184,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9085 Seven Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9085 Seven Lakes Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 61% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Brightspeed
Fiber
940 / 940
Starlink
Satellite
280 / 30

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