9084 Summit St, Elk Grove, CA 95624 Property Records

Sacramento County property record for 9084 Summit St, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,413 sqft · built 1988
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on File
Last Sale	$227,500 (Dec 1999)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-0253-060-0000`

Property Details

APN / Parcel Number

Primary APN	`125-0253-060-0000`
Alternative APN	`12502530390000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	2,413 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	19,200 sqft (0.441 acres)
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9084 SUMMIT ST
City	ELK GROVE
State	CA
Zip	95624-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LOT 15 WINKELMAN TRACT, AND THE N 40 FT OF SEC 31 T7N, R6EMDB&M LYING WITHIN NLY EXTENSION OF E AND W LINES OF SD LOT
Legal Range	06E
Legal Township	07N
Legal Section	31
Legal Subdivision	WINKELMAN ADD
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3001
Census Tract	9307

Owner

9084 Summit St is owned and occupied by two individuals who acquired it in October 2000.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9084 SUMMIT ST, ELK GROVE, CA 95624-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1999 · Amount on File
Deed Sale	Dec 10, 1999 · Amount on File
Deed Book / Page	991210 / 1541
Last Transfer Date	Oct 16, 2000
Transfer Doc	2000000571
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9084 SUMMIT ST, ELK GROVE, CA 95624-2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9084 SUMMIT ST, ELK GROVE, CA 95624-2026

Mortgage

Document Number	2021100700295
Date	Oct 7, 2021
Instrument	2021100700295

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9084 SUMMIT ST, ELK GROVE, CA 95624-2026
Document Number	2012020408
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9084 SUMMIT ST ELK GROVE CA 956242026, ELK GROVE, CA 95624-2026

Mortgage

Document Number	2012020408
Date	Dec 2, 2020
Instrument	2012020408

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9084 SUMMIT ST, ELK GROVE, CA 95624-2026
Document Number	1805091222
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9084 SUMMIT ST ELK GROVE CA 956242026, ELK GROVE, CA 95624-2026

Mortgage

Document Number	1805091222
Date	May 9, 2018
Instrument	1805091222

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 9084 Summit St was $3,834 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,414 (+2%) Land $90,912 Building $266,502
2025	$3,834.00 (+0.87%) Homeowner's exemption	$350,407 Land $89,130 Building $261,277
2024	$3,801.00 (+2.65%)
2023	$3,703.00 (+1.9%) Homeowner's exemption	$336,802 Land $85,670 Building $251,132
2022	$3,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9084 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9084 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications.

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