9082 Timber Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9082 Timber Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,865 sqft · built 2015
Lot Size	0.565 acres (24,651 sqft)
Owner	Individual Name on Record
Last Sale	$197,800 (Feb 2015)
Tax Bill	$1,798 (2024)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-2S-26-0000-16100-0000`

Property Details

APN / Parcel Number

Primary APN	`15-2S-26-0000-16100-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Heated Area
Gross Area	2,427 sqft
1st Floor Area	2,285 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	24,651 sqft (0.565 acres)
Lot Dimensions	2,970 ft deep x 830 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	152S260000161000000
Street Address	9082 TIMBER LN
City	NAVARRE
State	FL
Zip	32566-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	NEW DESCRIPTION FOR 2014 E 1/2 OF W2 OF SE4 OF NE4 OF SE4 0F SW4 AS DES IN OR 3408 PG 1110 (W 1/2 NOW #232 FOR 2014)
Legal Range	26W
Legal Township	02S
Legal Section	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2024
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9082 TIMBER LN, NAVARRE, FL 32566-1170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2015 · Amount on Record
Deed Sale	Feb 20, 2015 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	201506139
Deed Book / Page	3408 / 1110
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9082 TIMBER LN, NAVARRE, FL 32566-1170
Document Number	0038291106
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 LIGHTHOUSE CHURCH RD BAKER FL 325318315, BAKER, FL 32531-8315

Mortgage

Document Number	0038291106
Date	May 16, 2019
Book Page	003829/001106
Instrument	20124

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,798.00 (+1.81%) Homeowner's exemption	$182,901 (+3%)	$264,213 (-0.02%) Land $43,725 Building $220,488
2023	$1,766.00 (+3.03%) Homeowner's exemption	$177,574 (+3%)	$264,274 (+4.8%) Land $39,352 Building $224,922
2022	$1,714.00 Homeowner's exemption	$172,402	$252,172 Land $32,793 Building $219,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20