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9081 Stephanie St, Centerville (Dayton), OH 45458 Property Records

Montgomery County property record for 9081 Stephanie St, Centerville, OH 45458 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,305 sqft · built 1957
Lot Size0.459 acres (19,998 sqft)
OwnerCompany Name on File
Last Sale$265,000 (Mar 2026)
Tax Bill$4,359 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jun 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNO68-00120-0013

Property Details

APN / Parcel Number

Primary APNO68-00120-0013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
Gross Area1,710 sqft
1st Floor Area1,305 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions160 ft deep x 125 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area405 sqft
Parking Spaces2 Parking Spaces
Patio Area64 sqft
Canopy288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9081 STEPHANIE ST
CityCENTERVILLE
StateOH
Zip45458-3709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description47 CENTERVILLA 3
Legal SubdivisionCENTERVILLA 3
Legal Lot Number13
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2001
Census Tract40406

Owner

Source: Montgomery County records · APN O68-00120-0013

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7265 KENWOOD RD STE 230, 230, DAYTON, OH 45458
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Warranty Deed, Transfer · Conventional Mortgage
FFC MORTGAGE CORP
Jun 13, 2024Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Sep 09, 2024Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Prior SaleNov 26, 2013 · Amount on Record
Deed Document Number202616365
Record UpdatedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMar 17, 2026
Property Address9081 STEPHANIE ST, DAYTON, OH 45458-3709
Document Number0000016365
Map ReferenceMB PP PG 10
Instrument DateMar 12, 2026
Instrument2026-00016365
Transaction TypeTransfer
Record UpdatedApr 01, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7265 KENWOOD RD STE 230, 230, CINCINNATI, OH 45236-4411

Mortgage

Document Number0000016366
DateMar 17, 2026
Instrument2026-00016366
Lender
NameFFC MORTGAGE CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address9081 STEPHANIE ST, DAYTON, OH 45458-3709
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5126 CHUKKER POINT LN, CINCINNATI, OH 45244-5046

Mortgage

Document Number0000030854
DateJun 13, 2024
Instrument2024-00030854
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMay 07, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address9081 STEPHANIE ST, DAYTON, OH 45458-3709
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5126 CHUKKER POINT LN, CINCINNATI, OH 45244-5046

Mortgage

Document Number0000047673
DateSep 09, 2024
Instrument2024-00047673
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address9081 STEPHANIE ST, CENTERVILLE, OH 45458-3709
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022679
DateMar 19, 2021
Instrument2021-00022679
Lender
NameUNITED SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
MunicipalityCenterville City
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$68,550 (-) Land $15,420 Building $53,130$195,870 (-) Land $44,060 Building $151,810
2024$4,359.00 (+9.36%)
2023$3,986.00 (+5.45%)$68,550 (+32.98%) Land $15,420 Building $53,130$195,870 (+33%) Land $44,060 Building $151,810
2022$3,780.00$51,550 Land $11,600 Building $39,950
2020$147,270 Land $33,130 Building $114,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130404062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Cincinnati Bell, T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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