9081 E Concho Hwy, Snowflake, AZ 85937 Property Records

Navajo County property record for 9081 E Concho Hwy, Snowflake, AZ 85937

Property Summary

Property Type	Mobile Home
Details	3,080 sqft · built 2005
Lot Size	39.6 acres (1,725,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jan 2018)
Tax Bill	$811 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403-20-003`

Property Details

APN / Parcel Number

Primary APN	`403-20-003`
Alternative APN	`20320003`

Interior

Stories	1 Story
Building Area	3,080 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Construction Type	Wood
Lot Area	1,725,412 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	9081 E CONCHO HWY
City	SNOWFLAKE
State	AZ
Zip	85937
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RU-20
Legal Description	SECTIN 4,T13N,R23E:NE4 NW4 AKA:WHITE MOUNTAIN RANCHES UNIT 15 PER PLAT BK12 PG9; TRACT 3 // 1997 CRESTPOINT 24X76 VIN# 13517837A&B 2018-04726 //
Legal Range	23E
Legal Township	13N
Legal Section	04
Legal Subdivision	WHITE MOUNTAIN RANCHES UNIT 15
Legal Tract	3
Legal Lot Number	3
Legal Unit	15
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1039
Census Tract	963400

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 580, TAYLOR, AZ 85939-0580
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	2018845
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 18, 2018
Property Address	9081 E CONCHO HWY, SNOWFLAKE, AZ 85937
Document Number	0000000845
Instrument Date	Nov 13, 2017
Instrument	845
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 580 TAYLOR AZ 859390580, TAYLOR, AZ 85939-0580

Mortgage

Document Number	846
Date	Jan 18, 2018
Instrument	846

Lender

Name	ARFEDALIA FINLEY
Address	25561 5TH ST, HEMET, CA 92544-5369
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$211,377 (-14.01%) Land $40,452 Building $170,925
2025	$811.00 (+4.92%)	$24,583 Land $3,523 Building $21,060	$245,829 Land $35,233 Building $210,596
2023	$773.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100