9080 Copper Ridge Dr, Davison, MI 48423 Property Records

Genesee County property record for 9080 Copper Ridge Dr, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,672 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2018)
Tax Bill	$7,100 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-651-038`

Property Details

APN / Parcel Number

Primary APN	`05-21-651-038`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,672 sqft Living Area
1st Floor Area	1,742 sqft
Basement Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	159 ft deep x 90 ft wide
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9080 COPPER RIDGE DR
City	DAVISON
State	MI
Zip	48423-8672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	UNIT 38 COPPER RIDGE GOLF VIEW SEC 21 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	21
Legal Subdivision	COPPER RIDGE GOLF VIEW CONDOS
Legal Unit	38
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2004
Census Tract	11612

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK
Jun 8, 2018	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	201870737
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672

Mortgage

Document Number	0000060196
Date	Nov 27, 2023
Instrument	202311270060196

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	STERLING HEIGHTS, MI 48313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43683 SCHOENBERR ROAD, STERLING HEIGHTS, MI 48313-1116

Mortgage

Document Number	0000057535
Date	Aug 19, 2022
Instrument	202208190057535

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	STERLING HEIGHTS, MI 48313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672

Mortgage

Document Number	0000083738
Date	Oct 26, 2021
Instrument	202110260083738

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 8, 2018
Property Address	9080 COPPER RIDGE DR, DAVISON, MI 48423-8672
Document Number	0000070737
Instrument Date	Jun 1, 2018
Instrument	201806080070737
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9080 COPPER RIDGE DR, 9080, DAVISON, MI 48423-8672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8477 WOODRIDGE DR, DAVISON, MI 48423-8389

Mortgage

Document Number	0000070527
Date	Jun 8, 2018
Instrument	201806080070527

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,000 (+4.9%) Land $24,900 Building $219,100	$488,000 (+4.9%) Land $49,800 Building $438,200
2025	$7,100.00 (+1.7%) Homeowner's exemption	$232,600 (+13.35%)	$465,200 (+13.35%)
2024	$6,981.00 (+27.93%)
2023		$205,200	$410,400
2019	$5,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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