908 Williamsburg Dr, Charleston, IL 61920 Property Records

Coles County property record for 908 Williamsburg Dr, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,303 sqft · built 1973
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-08101-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-08101-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,303 sqft Base Area
1st Floor Area	2,303 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	195 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	668 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	908 WILLIAMSBURG DR
City	CHARLESTON
State	IL
Zip	61920-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE WOODS #6 LOT 608 SEC 23 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	23
Legal Subdivision	HERITAGE WOODS #6
Legal Lot Number	608
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3009
Census Tract	900

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 WILLIAMSBURG DR, CHARLESTON, IL 61920-4331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	908 WILLIAMSBURG DR, CHARLESTON, IL 61920-4331
Transaction Type	Mortgage
Record Updated	Jul 31, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000788844
Date	Jul 14, 2020
Instrument	202000788844

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	908 WILLIAMSBURG DR, CHARLESTON, IL 61920-4331
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800777910
Date	Sep 10, 2018
Instrument	201800777910

Lender

Name	PEOPLES BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	908 WILLIAMSBURG DR, CHARLESTON, IL 61920-4331
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700771308
Date	Jul 18, 2017
Instrument	201700771308

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Dec 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,319.00 (+4.5%)	$70,318 (+20.67%) Land $10,425 Building $59,893	$210,954 (+20.67%) Land $31,275 Building $179,679
2023		$58,273 Land $8,639 Building $49,634	$174,819 Land $25,917 Building $148,902
2020	$4,133.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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