Rowan County property record for 908 Willard Ave, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,968 sqft · built 1974 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,300 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145A136 |
| Primary APN | 145A136 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,897 sqft |
| 1st Floor Area | 1,968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 95,832 sqft (2.2 acres) |
| Lot Dimensions | 348 ft deep x 296 ft wide |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 212 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 27787 |
|---|---|
| Street Address | 908 WILLARD AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-9074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM2:MULTI FAM RES |
| Legal Description | TR1 2 2.20AC |
| Legal Subdivision | SHADY HAVEN |
| Legal Tract | 1 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 51400 |
Source: Rowan County records · APN 145A136
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 WILLARD AVE, KANNAPOLIS, NC 28083-9074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 09, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2003 |
| Deed Sale | Apr 24, 2003 |
| Deed Document Number | 0000973707 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 908 WILLARD AVE, KANNAPOLIS, NC 28083-9074 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 908 WILLARD AVE, KANNAPOLIS, NC 28083-9074 |
| Document Number | 0014740973 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 1474/973 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 908 WILLARD AVE, KANNAPOLIS, NC 28083-9074 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 908 WILLARD AVE, KANNAPOLIS, NC 28083-9074 |
| Document Number | 0014150045 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 1415/45 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,300.00 | $355,402 Land $54,400 Building $301,002 | $355,402 Land $54,400 Building $301,002 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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