908 Welch Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 908 Welch Ave, Berthoud, CO 80513

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,196 sqft · built 1999
Lot Size	0.08 acres (3,485 sqft)
Owner	Owner Name on File
Last Sale	$219,000 (Apr 2005)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94232-81-012`

Property Details

APN / Parcel Number

Primary APN	`94232-81-012`
Alternative APN	`R1538764`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Upper Floors Area	338 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	245 sqft
Patio Area	338 sqft
Balcony	Balcony
Balcony Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1538764
Old Parcel Number	9423281012
Street Address	908 WELCH AVE
City	BERTHOUD
State	CO
Zip	80513-1379
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 12, VILLAGE PATIO HOMES PUD, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NW
Legal Subdivision	VILLAGE PATIO HOMES PUD
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4006
Census Tract	2700

Owner

The current owner of 908 Welch Ave bought it in April 2005.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Owner Name on File
Mailing Address	908 WELCH AVE, BERTHOUD, CO 80513-1379
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2005 · Amount on File
Deed Sale	Apr 11, 2005 · Amount on File
Prior Sale	Mar 21, 2003
Deed Document Number	2005-0028673
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	908 WELCH AVE, BERTHOUD, CO 80513-1379
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 WELCH AVE, BERTHOUD, CO 80513-1379

Mortgage

Document Number	0000042367
Date	Oct 2, 2023
Instrument	20230042367

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	874 Months
Due	Aug 13, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.9%

Tax Assessment & Valuation

The 2025 property tax bill for 908 Welch Ave was $2,146.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00	$27,462 Land $2,031 Building $25,431	$439,400 Land $32,500 Building $406,900
2023	$1,776.00 (+5.78%)	$29,541 (+20.79%) Land $2,178 Building $27,363	$440,900 (+25.29%) Land $32,500 Building $408,400
2022	$1,679.00	$24,457 Land $2,259 Building $22,198	$351,900 Land $32,500 Building $319,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Welch Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Welch Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20