908 Waterside Dr, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 908 Waterside Dr, Celebration, FL 34747

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,051 sqft · built 2001
Lot Size	0.133 acres (5,837 sqft)
Owner	2 Company Names on Record
Last Sale	$645,000 (Aug 2020)
Tax Bill	$9,239 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072528281600010170`

Property Details

APN / Parcel Number

Primary APN	`072528281600010170`
Alternative APN	`9029`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,051 sqft Heated Area
Gross Area	4,288 sqft
1st Floor Area	1,616 sqft
Upper Floors Area	1,435 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Detached - Finished
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	568 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	9029
Street Address	908 WATERSIDE DR
City	CELEBRATION
State	FL
Zip	34747-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CELEBRATION SOUTH VILLAGE UNIT 2 PB 11 PG 13-21 LOT 17
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	CELEBR S VLG UNIT 2
Legal Tract	2816
Legal Block	1
Legal Lot Number	17 18
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1001
Census Tract	40808

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage RESMAC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	0057710697
Deed Book / Page	5771 / 697
Last Transfer Date	Sep 4, 2024
Transfer Doc	0066590646
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HOMELAND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052791852
Date	Feb 2, 2018
Book Page	5279/1852
Instrument	2018018287

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HOMELAND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052791833
Date	Feb 2, 2018
Book Page	5279/1833
Instrument	2018018286

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMELAND TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056010085
Date	Oct 4, 2019
Book Page	5601/0085
Instrument	2019128802

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056330954
Date	Dec 3, 2019
Book Page	5633/0954
Instrument	2019156213

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 10, 2020
Property Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Document Number	0057710697
Book / Page	5771 / 697
Map Reference	MB 11 PG 13-21
Instrument Date	Jul 28, 2020
Instrument	2020104566
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 AQUILA LOOP, 1208, CELEBRATION, FL 34747-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827

Mortgage

Document Number	0005771699
Date	Aug 10, 2020
Instrument	5771/699

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 8, 2017
Property Address	908 WATERSIDE DR, CELEBRATION, FL 34747-4827
Document Number	0051132808
Book / Page	005113 / 002808
Instrument Date	Mar 1, 2017
Instrument	36844
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,878.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LAUREL COVE RD EAST HADDAM CT 064231275, EAST HADDAM, CT 06423-1275

Mortgage

Document Number	51132811
Date	Mar 8, 2017
Book Page	005113/002811
Instrument	36846

Lender

Name	RESMAC
Address	BOCA RATON, FL 33487

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,239.00 (+8.08%) Homeowner's exemption	$628,997 (+5.99%)	$864,700 (+5.76%) Land $110,000 Building $754,700
2023	$8,548.00 (+3.85%) Homeowner's exemption	$593,467 (+3%)	$817,600 (+21.68%) Land $105,000 Building $712,600
2022	$8,231.00 Homeowner's exemption	$576,182	$671,900 Land $72,000 Building $599,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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