908 Walnut St, Gadsden, AL 35901 Property Records

Etowah County property record for 908 Walnut St, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,346 sqft · built 1901
Lot Size	0.249 acres (10,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Jan 2017)
Tax Bill	$529 (2026)
Deeds & Mortgages	Jan 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-3-000-217.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-3-000-217.000`
Alternative APNs	`218612` `33753`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area
1st Floor Area	2,162 sqft
2nd Floor Area	184 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,850 sqft (0.249 acres)
Lot Dimensions	155 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	218612
Street Address	908 WALNUT ST
City	GADSDEN
State	AL
Zip	35901-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 7 & W 20 LT 8 BLK 5 MARY K FOSTER HEIRS PLAT A-314 GADSDEN 4-12-6 1239-461,1403-203,1633-141,1873-269,D-1999-2943,D-2004-2287 D-2017-3445704(ROS)
Legal Range	6E
Legal Township	12S
Legal Section	4
Legal Subdivision	FOSTER, MARY K HEIRS
Legal Block	5
Legal Lot Number	7
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 WALNUT ST, GADSDEN, AL 35901-4039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	20173445704
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jan 25, 2017
Property Address	908 WALNUT ST, GADSDEN, AL 35901-4039
Document Number	3445704
Instrument Date	Jan 12, 2017
Instrument	3445704
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 WALNUT ST, 908, GADSDEN, AL 35901-4039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 WALNUT ST, GADSDEN, AL 35901-4039
Investor	Possibly a Property Investor

Mortgage

Document Number	3445705
Date	Jan 25, 2017
Instrument	3445705

Lender

Name	PROGRESS BANK & TRUST
Type	Non-Lending Institution
Address	HUNTSVILLE, AL 35801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$529.00 (-5.54%) Homeowner's exemption
2025	$560.00 Homeowner's exemption	$12,440 (+0.08%) Land $1,060 Building $11,380	$124,300 (-) Land $10,600 Building $113,700
2023	$560.00 (+22%) Homeowner's exemption	$12,430 (+19.75%) Land $1,060 Building $11,370	$124,300 (+19.75%) Land $10,600 Building $113,700
2022	$459.00 Homeowner's exemption	$10,380 Land $1,060 Building $9,320	$103,800 Land $10,600 Building $93,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1990)
Most Recent Claim	Feb 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20