908 W Vine St, Coldwater, OH 45828 Property Records

Mercer County property record for 908 W Vine St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,625 sqft · built 1984
Lot Size0.264 acres (11,500 sqft)
OwnerIndividual Name on File
Last Sale$361,666 (Jun 2026)
Tax Bill$3,175 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-152100.0000

Property Details

APN / Parcel Number

Primary APN05-152100.0000
Alternative APN
  • 08-28-328-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,625 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage TypeAttached

Location & Zoning

Street Address908 W VINE ST
CityCOLDWATER
StateOH
Zip45828-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSELHORST THIRTEENTH ADD LOT#: 01114
Legal SubdivisionSELHORST THIRTEENTH ADD
Legal Lot Number1114
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group3
Census Block3015
Census Tract967700

Owner

908 W Vine St is owned and occupied by an individual who bought it in June 2026.

Source: Mercer County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address908 W VINE ST, COLDWATER, OH 45828-1027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Re-recorded Document
NONE LISTED ON DOCUMENT
Apr 3, 2026Warranty Deed, Transfer · Conventional Mortgage
SUPERIOR CREDIT UNION
Feb 25, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2026 · Amount on File
Deed SaleJun 4, 2026 · Amount on File
Prior SaleApr 3, 2026 · Amount on File
Deed Document Number20262535
Prior Transfer DateFeb 19, 2026
Prior Transfer Doc202600000885
Record UpdatedSep 20, 2026

June 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMERCER OH
Recording DateJun 4, 2026
Property Address908 W VINE ST, COLDWATER, OH 45828-1027
Document Number0000002535
Instrument DateMar 31, 2026
Instrument20262535
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$109,585.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 W VINE ST, COLDWATER, OH 45828-1027

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateApr 3, 2026
Property Address908 W VINE ST, COLDWATER, OH 45828-1027
Document Number202600001444
Instrument DateMar 31, 2026
Instrument20261444
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$109,585.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 W VINE ST, COLDWATER, OH 45828-1027

Mortgage

Document Number0000001445,
DateApr 3, 2026
Instrument20261445
Lender
NameSUPERIOR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateFeb 25, 2026
Property Address908 W VINE ST, COLDWATER, OH 45828-1027
Document Number202600000885
Map ReferenceMB 11 PG 13
Instrument DateFeb 19, 2026
Instrument202600000885
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3756 SIEGRIST JUTTE RD, COLDWATER, OH 45828-9718

Tax Assessment & Valuation

The 2025 property tax bill for 908 W Vine St was $3,175.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,175.00$93,110 (-) Land $12,500 Building $80,610
2024$3,175.00 (+1.83%)$93,110 (-) Land $12,500 Building $80,610
2023$3,118.00 (+18.83%)$93,110 (+33.55%) Land $12,500 Building $80,610$266,000 Land $35,700 Building $230,300
2022$2,624.00$69,720 Land $9,730 Building $59,990
2020$199,200 Land $27,800 Building $171,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 W Vine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1989)
Most Recent ClaimMay 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 908 W Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Wabash Communications
Fixed Wireless · Fiber in parts of the area
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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