908 W Thomas St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 908 W Thomas St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,016 sqft · built 1943
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Aug 2003)
Tax Bill	$2,469 (2026)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 223.014-2-62`

Property Details

APN / Parcel Number

Primary APN	`301301 223.014-2-62`
Alternative APNs	`130122301400020620000000` `301301 223.014-0002-062` `40115 05`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	304 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40115 05
Street Address	908 W THOMAS ST
City	ROME
State	NY
Zip	13440-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&2L 100X150
Legal Block	2
Legal Lot Number	62.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2005
Census Tract	22100

Owner

908 W Thomas St is owned and occupied by two individuals who bought it in August 2003.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	908 W THOMAS ST, ROME, NY 13440-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2003 · Amount on File
Deed Sale	Aug 1, 2003 · Amount on File
Prior Sale	Apr 30, 1996 · Amount on File
Deed Book / Page	2003 / 18877
Prior Transfer Date	Aug 2, 2002
Prior Transfer Doc	2002020546
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	908 W THOMAS ST, ROME, NY 13440-2540
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013238
Date	Oct 20, 2025
Instrument	2025-013238

Lender

Name	ONEIDA COUNTY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 908 W Thomas St was $2,469 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,469.00 Homeowner's exemption
2025	Homeowner's exemption	$63,700 (-) Land $10,500 Building $53,200	$149,882 (+6.75%) Land $24,706 Building $125,176
2024		$63,700 (-) Land $10,500 Building $53,200	$140,401 (+0.02%) Land $23,143 Building $117,258
2023		$63,700 (-) Land $10,500 Building $53,200	$140,370 (+17.92%) Land $23,138 Building $117,232
2022	$3,913.00 Homeowner's exemption	$63,700 Land $10,500 Building $53,200	$119,043 Land $19,622 Building $99,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 W Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 W Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20