908 W Summit St, Unit 1, Payson, AZ 85541 Property Records

Gila County property record for 908 W Summit St, Unit 1, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,504 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2024)
Tax Bill	$2,851 (2025)
Deeds & Mortgages	Jan 2023 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304-06-066A`

Property Details

APN / Parcel Number

Primary APN	`304-06-066A`
Alternative APNs	`R040557` `040557`

Interior

Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	835 sqft
Flooring	Carpet

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R040557
Street Address	908 W SUMMIT ST, 1
City	PAYSON
State	AZ
Zip	85541-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 51, BLK 3, PAYSON TOWNSITE, PLAT 64 SE4 SW4 SEC 4 T10N R10E = 0.14 AC (OUT OF 304-06-066)
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	PAYSON TOWNSITE
Legal Block	3
Legal Lot Number	51
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3009
Census Tract	301

Owner

Source: Gila County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 W SUMMIT ST, 1, PAYSON, AZ 85541-6432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Intrafamily Transfer, Transfer
Feb 23, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IMC MORTGAGE CORP
Sep 29, 2021	Warranty Deed, Transfer · Commercial Mortgage DHP CAPITAL LLC
Feb 1, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	20247614
Prior Transfer Date	Jan 25, 2023
Prior Transfer Doc	0000000619
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Jan 25, 2023
Property Address	908 W SUMMIT ST UNIT 1, 1, PAYSON, AZ 85541-6432
Document Number	0000000619
Map Reference	MAP 64
Instrument Date	Jan 25, 2023
Instrument	2023-000619
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N REDBUD CIR, PAYSON, AZ 85541-5274

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Feb 23, 2022
Property Address	908 W SUMMIT ST UNIT 1, 1, PAYSON, AZ 85541-6432
Document Number	0000002539
Map Reference	MAP 64
Instrument Date	Feb 21, 2022
Instrument	2022-002539
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2339, PAYSON, AZ 85547-2339

Mortgage

Document Number	0000002540
Date	Feb 23, 2022
Instrument	2022-002540

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2062

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Sep 29, 2021
Property Address	908 W SUMMIT ST UNIT 1, 1, PAYSON, AZ 85541-6432
Document Number	0000013494
Map Reference	MAP 64
Instrument Date	Sep 21, 2021
Instrument	2021-013494
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1457, BAGDAD, AZ 86321-1457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2339, PAYSON, AZ 85547-2339

Mortgage

Document Number	0000013495
Date	Sep 29, 2021
Instrument	2021-013495

Lender

Name	DHP CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Feb 1, 2018
Property Address	908 W SUMMIT ST UNIT 1, 1, PAYSON, AZ 85541-6432
Document Number	0000000963
Map Reference	MAP64
Instrument Date	Jan 22, 2018
Instrument	2018-000963
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7540 N 19TH AVE # AVE200, 7540, PHOENIX, AZ 85021-7967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 EKO, ELKO, NV 89803

Mortgage

Document Number	0000000964
Date	Feb 1, 2018
Instrument	2018-000964

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,169 (+5.37%) Land $5,135 Building $33,034	$381,696 (+5.37%) Land $51,352 Building $330,344
2025	$2,851.00 (-6.46%)
2024		$36,223 Land $2,969 Building $33,254	$362,231 Land $29,691 Building $332,540
2023	$3,048.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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