908 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 908 W 33rd St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 870 sqft · built 1922
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$106,500 (Feb 2019)
Tax Bill$1,113 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-12-01-019.00

Property Details

APN / Parcel Number

Primary APN056-12-01-019.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area870 sqft Finished Area
Gross Area1,030 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions150 ft deep x 36 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address908 W 33RD ST
CityCOVINGTON
StateKY
Zip41015-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 19 PT LOTS 15 THRU 20 36'X 150' NS 33RD 79' W CARLISLE PLUS 5'X 150' PORTION OF CLOSED ALLEY BETWEEN 32ND &
Legal SubdivisionGREEN PHIL E
Legal Phase19
Legal Block19
Legal Lot Number15
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3005
Census Tract61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address908 W 33RD ST, COVINGTON, KY 41015-1316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK
Jan 3, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Feb 21, 2019Warranty Deed, Transfer · Conventional with PMI
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2019 · Amount on Record
Deed SaleFeb 21, 2019 · Amount on Record
Prior SaleAug 20, 2014 · Amount on Record
Deed Document Number201902 21 059 00052
Deed Book / Page6604 / 95
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address908 W 33RD ST, COVINGTON, KY 41015-1316
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900048
DateSep 23, 2021
Book Page275/979
Instrument21092305900048
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address908 W 33RD ST, COVINGTON, KY 41015-1316
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 W 33RD ST, COVINGTON, KY 41015-1316

Mortgage

Document Number0005900005
DateJan 3, 2022
Book Page319/682
Instrument22010305900005
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 10, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 21, 2019
Property Address908 W 33RD ST, COVINGTON, KY 41015-1316
Document Number0000000052
Book / Page0C6604 / 000095
Instrument DateFeb 8, 2019
Instrument52
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 PICTORIA DR #700 CINCINNATI OH 452461620, 700, CINCINNATI, OH 45246-1620

Mortgage

Document Number54
DateFeb 21, 2019
Book Page0C6604/000098
Instrument54
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 20, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,100 (-) Land $10,000 Building $123,100$133,100 (-) Land $10,000 Building $123,100
2025$1,113.00 (-3.55%) Homeowner's exemption$133,100 (-) Land $5,000 Building $128,100$133,100 (-) Land $5,000 Building $128,100
2023$1,154.00 Homeowner's exemption$133,100 Land $5,000 Building $128,100$133,100 Land $5,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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