Gaston County property record for 908 Union Ter, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1965 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,500 (Nov 2006) |
| Tax Bill | $418 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10093B02900 |
| Primary APN | 10093B02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 908 UNION TER |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CARMEL PARK BLK A L 4 10 093B 029 00 000 |
| Legal Subdivision | PINECREST SUBDIVISION |
| Legal Block | A |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 33312 |
908 Union Ter is owned and occupied by an individual who bought it in November 2006.
Source: Gaston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 UNION TER, GASTONIA, NC 28056-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2006 · Amount on File |
| Deed Sale | Nov 27, 2006 · Amount on File |
| Prior Sale | Oct 6, 2004 · Amount on File |
| Deed Book / Page | 4274 / 77 |
| Prior Transfer Date | Aug 19, 2004 |
| Prior Transfer Doc | 0040681561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 908 UNION TER, GASTONIA, NC 28056-8020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 908 UNION TER, GASTONIA, NC 28056-8020 |
| Document Number | 0056130156 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 5613/156 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | 3508 BUSH ST, RALEIGH, NC 27609 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jan 14, 2033 |
The 2026 property tax bill for 908 Union Ter was $418, up 13.6% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418.00 (+13.59%) | $131,280 (-) Land $18,500 Building $112,780 | |
| 2025 | $368.00 | $131,280 Land $18,500 Building $112,780 | |
| 2023 | $445.00 | $128,190 Land $18,500 Building $109,690 | |
| 2021 | $90,290 Land $16,000 Building $74,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Union Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Union Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL PARK private · serves 107 people · EPA ID NC0136112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures