908 SW 2nd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 908 SW 2nd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,427 sqft · built 1948
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (May 2017)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-21-37-35-0040-00050-0030`

Property Details

APN / Parcel Number

Primary APN	`3-21-37-35-0040-00050-0030`
Alternative APN	`R32137350040000500030`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	1,657 sqft
1st Floor Area	1,767 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	908 SW 2ND AVE
City	OKEECHOBEE
State	FL
Zip	34974-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH OKEECHOBEE (PLAT BOOK 1 PAGE 12 & PLAT BOOK 5 PAGE 7) LOTS 3 & 4 BLOCK 5
Legal Range	35E
Legal Township	37S
Legal Section	21
Legal Subdivision	SOUTH OKEECHOBEE
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	4
Census Block	4044
Census Tract	910601

Owner

Source: Okeechobee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 SW 2ND AVE, OKEECHOBEE, FL 34974-5216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 8, 2017	Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Deed Document Number	20174705
Deed Book / Page	790 / 560
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	May 12, 2026
Property Address	908 SW 2ND AVE, OKEECHOBEE, FL 34974-5216
Document Number	0000005304
Instrument Date	Mar 27, 2026
Instrument	20265304
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SW 2ND AVE, OKEECHOBEE, FL 34974-5216

Mortgage

Document Number	0000005304,
Date	May 12, 2026
Instrument	20265304

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 1, 2066

Interest

Rate	5.98%
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 8, 2017
Property Address	908 SW 2ND AVE, OKEECHOBEE, FL 34974-5216
Document Number	0007900560
Book / Page	0790 / 0560
Map Reference	MB3 PG37
Instrument Date	May 5, 2017
Instrument	2017004705
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3003 SW 28TH ST, 3003, OKEECHOBEE, FL 34974-5647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SW 2ND AVE, OKEECHOBEE, FL 34974-5216

Mortgage

Document Number	7900561
Date	May 8, 2017
Instrument	0790/0561

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,070.00 (+7.09%) Homeowner's exemption	$118,868 (+5.99%)	$139,137 (+7.9%) Land $41,650 Building $97,487
2023	$1,933.00 (+4.71%) Homeowner's exemption	$112,153 (+3%)	$128,949 (+18.43%) Land $31,850 Building $97,099
2022	$1,846.00 Homeowner's exemption	$108,886 Land $24,010 Building $84,876	$108,886 Land $24,010 Building $84,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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