908 State St, Centralia, WA 98531 Property Records

Lewis County property record for 908 State St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,520 sqft · built 1930
Lot Size	5.06 acres (220,414 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2019)
Tax Bill	$2,258 (2024)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Mortgage + 2 more
APN	`021457-000-000`

Property Details

APN / Parcel Number

Primary APN	`021457-000-000`
Alternative APNs	`2210643` `43207`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,520 sqft Living Area
Upper Floors Area	704 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,414 sqft (5.06 acres)
Terrain	Low

Exterior Amenities

Porch	Covered Porch
Porch Area	248 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	2210643
Street Address	908 STATE ST
City	CENTRALIA
State	WA
Zip	98531-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD20
Legal Description	SECTION 16 TOWNSHIP 14N RANGE 02W E 276 NW4 NW4 LY S STATE ST
Legal Range	02W
Legal Township	14N
Legal Section	16
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1029
Census Tract	970700

Owner

908 State St is owned and occupied by an individual who bought it in May 2019.

Source: Lewis County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	908 STATE ST, CENTRALIA, WA 98531-3756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Deed Document Number	20193502783
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	908 STATE ST, CENTRALIA, WA 98531-3756
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003551532
Date	May 19, 2021
Instrument	3551532

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jul 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	908 STATE ST, CENTRALIA, WA 98531-3756
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003581511
Date	Aug 9, 2022
Instrument	3581511

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	May 24, 2019
Property Address	908 STATE ST, CENTRALIA, WA 98531-3756
Document Number	0003502783
Instrument Date	May 18, 2019
Instrument	3502783
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 STATE ST, CENTRALIA, WA 98531-3756

Mortgage

Document Number	0003502784
Date	May 24, 2019
Instrument	3502784

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	908 STATE ST, CENTRALIA, WA 98531-3756
Document Number	0003475452
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 STATE ST CENTRALIA WA 985313756, CENTRALIA, WA 98531-3756

Mortgage

Document Number	0003475452
Date	Nov 20, 2017
Instrument	3475452

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2032

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,200 (-) Land $62,800 Building $244,400	$307,200 (-) Land $62,800 Building $244,400
2024	$2,258.00 (-20.77%)	$307,200 Land $62,800 Building $244,400	$307,200 Land $62,800 Building $244,400
2023	$2,850.00
2022		$316,600 Land $62,800 Building $253,800	$316,600 Land $62,800 Building $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 908 State St; there have been 95 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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