908 State Ave N, Thief River Falls, MN 56701 Property Records

Pennington County property record for 908 State Ave N, Thief River Falls, MN 56701

Property Summary

Property TypeSingle Family Home
Details1,584 sqft · built 2001
Lot Size0.321 acres (13,997 sqft)
OwnerIndividual Name on File
Tax Bill$3,552 (2026)
Deeds & MortgagesJun 2022 Mortgage
Jun 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR-25.07100310

Property Details

APN / Parcel Number

Primary APNR-25.07100310
Alternative APN
  • 4945

Interior

Building Area1,584 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area13,997 sqft (0.321 acres)
Lot Width100 ft Width

Location & Zoning

Account Number4945
Street Address908 STATE AVE N
CityTHIEF RIVER FALLS
StateMN
Zip56701-1468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGUNDERSON FIRST ADDITION LOT 3 & 4 BLOCK 1
Legal SubdivisionGUNDERSON FIRST ADDITION
Legal Block1
Legal Lot Number3-4
JurisdictionPENNINGTON MN
Township / Civil DivisionTHIEF RIVER FALLS
Census Block Group2
Census Block2029
Census Tract90200

Owner

908 State Ave N is owned and occupied by an individual.

Source: Pennington County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · USDA Mortgage
WELLS FARGO BANK NA
Jun 17, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Apr 8, 2024Deed of Trust, Mortgage · FHA Mortgage
THE FEDERAL SAVINGS BANK
Mar 22, 2012Deed of Trust, Mortgage
CITIZENS COMMUNITY CU
Dec 11, 2013Deed of Trust, Mortgage
CITIZENS COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENNINGTON MN
Property Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468

Mortgage

Document Number0000004288
DateJun 17, 2022
Instrument4288
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term203 Months
DueMay 1, 2039

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENNINGTON MN
Property Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468

Mortgage

Document Number0000223252
DateJun 17, 2022
Instrument223252
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term203 Months
DueMay 1, 2039

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENNINGTON MN
Property Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468

Mortgage

Document Number0000004397
DateApr 8, 2024
Instrument4397
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENNINGTON MN
Property Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003658
DateMar 22, 2012
Instrument003658
Lender
NameCITIZENS COMMUNITY CU
AddressLARIMORE, ND 58251
Agreement
AmountAmount on Record
Term84 Months
DueMar 21, 2019

December 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENNINGTON MN
Property Address908 STATE AVE N, THIEF RIVER FALLS, MN 56701-1468
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyTORRENS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003810
DateDec 11, 2013
Instrument003810
Lender
NameCITIZENS COMMUNITY CU
AddressDEVILS LAKE, ND 58301
Agreement
AmountAmount on Record
Term60 Months
DueDec 22, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 908 State Ave N was $3,552 with a homeowner's exemption, up 11.9% from the year before.

Source: Pennington County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyPennington County
MunicipalityThief River Falls City
Unified School DistrictThief River Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,552.00 (+11.87%) Homeowner's exemption
2025$3,175.00$208,600 Land $31,000 Building $177,600$208,600 Land $31,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 State Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 State Ave N is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemThief River Falls
serves 8,701 people · EPA ID MN1570003
Water SourceSurface water
Last State InspectionFeb 2025
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTurbidity
not recorded as resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Garden Valley Technologies
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
Sjobergs
Cable
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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