908 Smithfield Blvd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 908 Smithfield Blvd, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,894 sqft · built 1987
Lot Size	0.84 acres (36,629 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2025)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E-02-112`

Property Details

APN / Parcel Number

Primary APN	`22E-02-112`
Alternative APNs	`5500731910` `5062`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	2,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,629 sqft (0.84 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	908 SMITHFIELD BLVD
City	SMITHFIELD
State	VA
Zip	23430-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	L 112 SCOTT'S LANDING PLAT BK 13/31
Legal Lot Number	112
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1000
Census Tract	280106

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 12, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage 1ST RATE HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	20252446
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Apr 15, 2026
Property Address	908 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5912
Document Number	0000001800
Instrument Date	Mar 26, 2026
Instrument	20261800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5912

Mortgage

Document Number	0000001800,
Date	Apr 15, 2026
Instrument	20261800

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	908 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5912
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250005758
Date	Dec 16, 2025
Instrument	250005758

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Jun 12, 2025
Property Address	908 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5912
Document Number	0250002446
Map Reference	MB 13 PG 31
Instrument Date	Jun 5, 2025
Instrument	250002446
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5912

Mortgage

Document Number	0250002447
Date	Jun 12, 2025
Instrument	250002447

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00 (+4.52%)	$368,500 (-) Land $90,000 Building $278,500	$368,500 (-) Land $90,000 Building $278,500
2025	$2,855.00	$368,500 (-) Land $90,000 Building $278,500	$368,500 (-) Land $90,000 Building $278,500
2023		$368,500 Land $90,000 Building $278,500	$368,500 Land $90,000 Building $278,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2006–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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