908 Shenandoah Ave, Effingham, IL 62401 Property Records

Effingham County property record for 908 Shenandoah Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,464 sqft · built 1990
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2021)
Tax Bill	$4,835 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-172-056`

Property Details

APN / Parcel Number

Primary APN	`03-11-172-056`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Base Area
1st Floor Area	1,464 sqft
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	908 SHENANDOAH AVE
City	EFFINGHAM
State	IL
Zip	62401-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 4 SHENANDOAH SUB ADD F 3733/277 3722/39 3312/347 920/1
Legal Subdivision	SHENANDOAH SUBDIVISION
Legal Block	4
Legal Lot Number	20
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1022
Census Tract	950700

Owner

908 Shenandoah Ave is owned and occupied by an individual who bought it in October 2021.

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	908 SHENANDOAH AVE, EFFINGHAM, IL 62401-4545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 9, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Document Number	202121005259
Deed Book / Page	3733 / 277
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	003733/277
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 22, 2021
Property Address	908 SHENANDOAH AVE, EFFINGHAM, IL 62401-4545
Document Number	003733/277
Book / Page	3733 / 277
Map Reference	MB 822 PG 311
Instrument Date	Oct 18, 2021
Instrument	202121005259
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SHENANDOAH AVE, EFFINGHAM, IL 62401-4545

Mortgage

Document Number	202121005260
Date	Oct 22, 2021
Instrument	202121005260

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 9, 2021
Property Address	908 SHENANDOAH AVE, EFFINGHAM, IL 62401-4545
Document Number	0003722/39
Book / Page	3722 / 39
Map Reference	MB 822 PG 311
Instrument Date	Sep 2, 2021
Instrument	202121004535
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SHENANDOAH AVE, EFFINGHAM, IL 62401-4545

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 30, 2017
Property Address	908 SHENANDOAH AVE, EFFINGHAM, IL 62401-4545
Document Number	003312/347
Book / Page	3312 / 347
Map Reference	PL 130A MB822 PG311
Instrument Date	Jun 29, 2017
Instrument	201701702924
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 SHENANDOAH AVE, 908, EFFINGHAM, IL 62401-4545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 DEW CT, SAINT PETERS, MO 63376-1222

Tax Assessment & Valuation

The 2025 property tax bill for 908 Shenandoah Ave was $4,835 with a homeowner's exemption, down 7.5% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,835.00 (-7.5%) Homeowner's exemption	$91,830 (+1%) Land $13,740 Building $78,090	$275,490 (+1%) Land $41,220 Building $234,270
2024	$5,227.00	$83,480 Land $12,490 Building $70,990	$250,440 Land $37,470 Building $212,970
2022	$2,713.00 Homeowner's exemption	$69,620 Land $10,410 Building $59,210	$208,860 Land $31,230 Building $177,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Shenandoah Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Shenandoah Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Nearby Properties on Shenandoah Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures