908 Serendipity Way, Napa, CA 94558 Property Records

Napa County property record for 908 Serendipity Way, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,321 sqft · built 2015
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$1,032,000 (Dec 2015)
Tax Bill	$15,659 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-721-006-000`

Property Details

APN / Parcel Number

Primary APN	`038-721-006-000`
Alternative APN	`038-721-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,321 sqft Living Area
Gross Area	3,976 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Tile
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	038-721-006
Street Address	908 SERENDIPITY WAY
City	NAPA
State	CA
Zip	94558-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BIG RANCH ROAD
Legal Lot Number	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2006
Census Tract	200602

Owner

908 Serendipity Way is owned and occupied by two individuals who acquired it in September 2019.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	908 SERENDIPITY WAY, NAPA, CA 94558-7038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 27, 2019	Quit Claim Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2015 · Amount on File
Deed Sale	Dec 31, 2015 · Amount on File
Deed Document Number	201532072
Last Transfer Date	Sep 23, 2019
Transfer Doc	0000019633
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	908 SERENDIPITY WAY, NAPA, CA 94558-7038
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005488
Date	Mar 22, 2018
Instrument	2018-0005488

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	NAPA, CA 94558

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	908 SERENDIPITY WAY, NAPA, CA 94558-7038
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SERENDIPITY WAY, NAPA, CA 94558-7038

Mortgage

Document Number	0000013656
Date	Apr 16, 2021
Instrument	2021-0013656

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Sep 27, 2019
Property Address	908 SERENDIPITY WAY, NAPA, CA 94558-7038
Document Number	0000019633
Instrument Date	Sep 23, 2019
Instrument	19633
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	908 SERENDIPITY WAY NAPA CA 945587038, NAPA, CA 94558-7038

Mortgage

Document Number	19634
Date	Sep 27, 2019
Instrument	19634

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 908 Serendipity Way was $15,659 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,659.00 (+2.11%) Homeowner's exemption	$1,323,203 (+2%) Land $404,499 Building $918,704	$1,323,203 Land $404,499 Building $918,704
2025	$15,336.00 Homeowner's exemption	$1,297,259 Land $396,568 Building $900,691
2023	$14,563.00 (+1.43%) Homeowner's exemption	$1,246,887 Land $381,170 Building $865,717
2022	$14,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 Serendipity Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Serendipity Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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