908 SE 15th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 908 SE 15th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2004
Lot Size	0.335 acres (14,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Aug 2019)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0350-00000-2340`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0350-00000-2340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,856 sqft Heated Area
Gross Area	3,066 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,593 sqft (0.335 acres)
Lot Dimensions	146 ft deep x 100 ft wide
Porch	Finished/Screened Porch
Patio Area	252 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	908 SE 15TH ST
City	OKEECHOBEE
State	FL
Zip	34974-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE HERON GOLF AND COUNTRY CLUB, PHASE 4A (PLAT BOOK 6 PAGES 68 & 69) LOT 234
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	BLUE HERON GOLF AND COUNTRY
Legal Lot Number	234
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1031
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 SE 15TH ST, OKEECHOBEE, FL 34974-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Aug 8, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jun 15, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	2019008291
Deed Book / Page	0828 / 1752
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	908 SE 15TH ST, OKEECHOBEE, FL 34974-2418
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SE 15TH ST, OKEECHOBEE, FL 34974-2418

Mortgage

Document Number	0000001052
Date	Jan 26, 2022
Instrument	2022001052

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 8, 2019
Property Address	908 SE 15TH ST, OKEECHOBEE, FL 34974-2418
Document Number	0008281752
Book / Page	000828 / 001752
Instrument Date	Aug 3, 2019
Instrument	8291
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11358 NE 3RD CIR OKEECHOBEE FL 349728369, OKEECHOBEE, FL 34972-8369

Mortgage

Document Number	8281754
Date	Aug 8, 2019
Book Page	000828/001754
Instrument	8292

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 15, 2018
Property Address	908 SE 15TH ST, OKEECHOBEE, FL 34974-2418
Document Number	0008090080
Book / Page	000809 / 000080
Instrument Date	Jun 15, 2018
Instrument	7800
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	OKEE-TANTIE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 SE 15TH ST OKEECHOBEE FL 349742418, OKEECHOBEE, FL 34974-2418

Mortgage

Document Number	8090083
Date	Jun 15, 2018
Book Page	000809/000083
Instrument	7801

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (-12.28%) Homeowner's exemption	$193,631 (+5.99%)	$311,741 (+0.38%) Land $38,000 Building $273,741
2023	$3,363.00 (+2.62%) Homeowner's exemption	$182,693 (+3%)	$310,554 (+18.27%) Land $28,000 Building $282,554
2022	$3,277.00 Homeowner's exemption	$177,372	$262,584 Land $25,000 Building $237,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures