908 SE 13th St, Stuart, FL 34994 Property Records

Martin County property record for 908 SE 13th St, Stuart, FL 34994 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,137 sqft · built 1992
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Apr 2008)
Tax Bill	$711 (2024)
Deeds & Mortgages	Mar 2019 Second Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-38-41-003-000-00070-7`

Property Details

APN / Parcel Number

Primary APN	`09-38-41-003-000-00070-7`
Alternative APN	`25981`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	1,141 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1992
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Porch	Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25981
Street Address	908 SE 13TH ST
City	STUART
State	FL
Zip	34994-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDORADO HEIGHTS AMENDED & REPLAT OF PORTION OF LOT 7
Legal Range	41E
Legal Township	38S
Legal Section	09
Legal Subdivision	ELDORADO HEIGHTS
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1076
Census Tract	800

Owner

Source: Martin County records · APN 09-38-41-003-000-00070-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 SE 13TH ST, STUART, FL 34994-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARTIN COUNTY
Aug 15, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 15, 2019	Loan Modification, Mortgage · Conventional Mortgage SELENE FIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2008 · Amount on Record
Deed Sale	Apr 10, 2008 · Amount on Record
Prior Sale	Jun 02, 2004 · Amount on Record
Deed Document Number	2077465
Deed Book / Page	02321 / 0228
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	908 SE 13TH ST, STUART, FL 34994-4007
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030462872
Date	Mar 18, 2019
Book Page	3046/2872
Instrument	2744197

Lender

Name	MARTIN COUNTY
Type	Government Agency
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Sep 23, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	908 SE 13TH ST, STUART, FL 34994-4007
Document Number	0030801561
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SE 13TH ST STUART FL 349944007, STUART, FL 34994-4007

Mortgage

Document Number	0030801561
Date	Sep 05, 2019
Book Page	003080/001561
Instrument	2772959

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	908 SE 13TH ST, STUART, FL 34994-4007
Document Number	0030801549
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SE 13TH ST STUART FL 349944007, STUART, FL 34994-4007

Mortgage

Document Number	0030801549
Date	Sep 05, 2019
Book Page	003080/001549
Instrument	2772958

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,553 (+5.99%)	$323,520 (+15.54%) Land $128,250 Building $195,270
2024	$711.00 (+2.3%)
2023	$695.00 (+2.51%) Additional exemption filed	$67,512 (+3%)	$280,000 (+23.77%) Land $128,250 Building $151,750
2022	$678.00 Homeowner's exemption	$65,546	$226,220 Land $129,530 Building $96,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured 15 under condo master policies
Nearby Flood Claims	48 (1979–2022)
Claims Outside the SFHA	34 of 48
Most Recent Claim	Jun 2022, tidal / storm surge
Claims By Storm	Hurricane Frances, Sep 2004 · 23 claims Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on SE 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures