908 S West St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 908 S West St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1905
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Tax Bill	$290 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`099031002037004000`

Property Details

APN / Parcel Number

Primary APN	`099031002037004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	118 ft deep x 79 ft wide

Location & Zoning

Street Address	908 S WEST ST
City	MOUNT VERNON
State	MO
Zip	65712-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST ST,S,908; LT 9 GLENWOOD ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	GLENWOOD ADDN
Legal Lot Number	9
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1052
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 W CHERRY ST, MOUNT VERNON, MO 65712-1505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK
Jun 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020
Deed Sale	Sep 17, 2020
Deed Document Number	20204713
Deed Book / Page	456 / 4672
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	00458/3334
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	908 S WEST ST, MOUNT VERNON, MO 65712-1767
Transaction Type	Mortgage
Record Updated	Nov 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 JENNIFER DR, MOUNT VERNON, MO 65712-1642

Mortgage

Document Number	456/5323
Date	Oct 20, 2020
Book Page	456/5323
Instrument	2020-00005364

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE MO
Recording Date	Jun 9, 2022
Property Address	908 S WEST ST, MOUNT VERNON, MO 65712-1767
Document Number	00458/3334
Book / Page	458 / 3334
Instrument Date	Sep 9, 2020
Instrument	2022-00003356
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 W CHERRY ST, MOUNT VERNON, MO 65712-1505

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,910 (-) Land $1,750 Building $4,160
2025	$290.00	$5,910 (+7.26%) Land $1,750 Building $4,160	$29,000 (-)
2024	$290.00 (+6.62%)
2023	$272.00 (+5.43%)	$5,510 Land $1,750 Building $3,760	$29,000
2022	$258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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