908 S Riverside Harbor Dr, Post Falls, ID 83854 Property Records

Kootenai County property record for 908 S Riverside Harbor Dr, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,177 sqft · built 1996
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P76120010010`

Property Details

APN / Parcel Number

Primary APN	`P76120010010`
Alternative APN	`185624`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,177 sqft Living Area

Exterior

Year Built	Built 1996
Construction Type	Frame
Foundation Type	Concrete
Lot Area	12,110 sqft (0.278 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	185624
Street Address	908 S RIVERSIDE HARBOR DR
City	POST FALLS
State	ID
Zip	83854-6879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE HARBOR 6TH ADD, LT 1 BLOCK 1 0750N04W
Legal Subdivision	RIVERSIDE HARBOR 6TH ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3012
Census Tract	601

Owner

908 S Riverside Harbor Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	908 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-6879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020
Deed Sale	Aug 17, 2020
Prior Sale	Mar 28, 2008
Deed Document Number	2771110000
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	2771110000
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	908 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-6879
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2843901000
Date	Jul 1, 2021
Instrument	2843901000

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 14, 2020
Property Address	908 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-6879
Document Number	2771110000
Map Reference	MB G PG 27&27A
Instrument Date	Aug 13, 2020
Instrument	2771110000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-6879

Mortgage

Document Number	2771111000
Date	Aug 14, 2020
Instrument	2771111000

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 908 S Riverside Harbor Dr was $5,103 with a homeowner's exemption, up 14.1% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00 (+14.06%) Homeowner's exemption	$1,106,290 Land $400,000 Building $706,290	$1,106,290 Land $400,000 Building $706,290
2024	$4,474.00 (+7.94%)
2023	$4,145.00 (-31.7%) Homeowner's exemption	$1,058,317 (-6.32%) Land $245,000 Building $813,317	$1,058,317 (-6.32%) Land $245,000 Building $813,317
2022	$6,069.00 Homeowner's exemption	$1,129,688 Land $230,000 Building $899,688	$1,129,688 Land $230,000 Building $899,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 S Riverside Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 S Riverside Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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