908 S Ridgeway St, Payson, AZ 85541 Property Records

Gila County property record for 908 S Ridgeway St, Payson, AZ 85541 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,717 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on File
Last Sale	$455,000 (May 2023)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Apr 2024 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`304-42-034`

Property Details

APN / Parcel Number

Primary APN	`304-42-034`
Alternative APNs	`R034072` `034072`

Interior

Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,717 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R034072
Street Address	908 S RIDGEWAY ST
City	PAYSON
State	AZ
Zip	85541-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIDGEWAY ESTATES LOT: 34 SECTION: 11 TOWNSHIP: 10N RANGE: 10E LOT 34 OF RIDGEWAY ESTATES OF PLAT 464 AND AN UNDIVIDED 1/56 INTEREST IN TRACT AN1/2 NW1/4 NW1/4 SEC 11 T10N R10E = 0.24 AC
Legal Range	10E
Legal Township	10N
Legal Section	11
Legal Subdivision	RIDGEWAY EST
Legal Tract	A
Legal Lot Number	34
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1030
Census Tract	500

Owner

Source: Gila County records · APN 304-42-034

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Apr 26, 2024	Intrafamily Transfer, Transfer
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 05, 2023	Beneficiary Deed, Transfer
Oct 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Oct 02, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Apr 04, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Apr 04, 2018 · Amount on Record
Deed Document Number	20234378
Last Transfer Date	Apr 26, 2024
Transfer Doc	0000003592
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENT & ESC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737

Mortgage

Document Number	0000016757
Date	Dec 16, 2021
Instrument	2021-016757

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	917 Months
Due	May 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 01, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	12.7%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Apr 26, 2024
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000003592
Map Reference	MAP 464
Instrument Date	Apr 23, 2024
Instrument	2024-003592
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 17, 2023
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000004378
Map Reference	MAP 464
Instrument Date	May 12, 2023
Instrument	2023-004378
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1225 W RICHARDSON, PHOENIX, AZ 85008

Mortgage

Document Number	0000004379
Date	May 17, 2023
Instrument	2023-004379

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GILA AZ
Recording Date	May 05, 2023
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000004061
Map Reference	MAP 464
Instrument Date	May 04, 2023
Instrument	2023-004061
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012957
Date	Oct 26, 2020
Instrument	2020-012957

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	931 Months
Due	May 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Nov 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000012958
Instrument Date	Oct 02, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	908 S RIDGEWAY ST PAYSON AZ 855415737, PAYSON, AZ 85541-5737

Mortgage

Document Number	0000012958
Date	Oct 26, 2020
Instrument	12958

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Oct 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.99%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000007830
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	908 S RIDGEWAY ST PAYSON AZ 855415737, PAYSON, AZ 85541-5737

Mortgage

Document Number	0000007830
Date	Jul 24, 2018
Instrument	7830

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jul 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.03%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000007829
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	908 S RIDGEWAY ST PAYSON AZ 855415737, PAYSON, AZ 85541-5737

Mortgage

Document Number	0000007829
Date	Jul 24, 2018
Instrument	7829

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jul 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.03%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Apr 04, 2018
Property Address	908 S RIDGEWAY ST, PAYSON, AZ 85541-5737
Document Number	0000003730
Instrument Date	Apr 02, 2018
Instrument	3730
Transaction Type	Transfer
Record Updated	May 03, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	908 S RIDGEWAY ST PAYSON AZ 855415737, PAYSON, AZ 85541-5737

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,154 (+5.25%) Land $6,434 Building $36,720	$431,541 (+5.25%) Land $64,340 Building $367,201
2025	$2,637.00 (+7.72%)
2024		$41,000 Land $3,996 Building $37,004	$410,002 Land $39,963 Building $370,039
2023	$2,448.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 71% of the US · above 60% of Arizona
Wildfire Likelihood	About 1 in 418 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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