908 S Main St, Lockhart, TX 78644 Property Records

Caldwell County property record for 908 S Main St, Lockhart, TX 78644

Property Summary

Property Type	Commercial
Details	1,543 sqft · built 1910
Lot Size	0.337 acres (14,697 sqft)
Owner	Individual Name on Record
Last Sale	$246,050 (Jun 2022)
Tax Bill	$6,862 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300009-048-020-00`

Property Details

APN / Parcel Number

Primary APN	`0300009-048-020-00`
Alternative APNs	`R17616` `17616`

Interior

Stories	1 Story
Building Area	1,543 sqft Total Area
1st Floor Area	1,543 sqft
Utility Area	36 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2006
Architectural Style	Georgian
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	14,697 sqft (0.337 acres)
Lot Dimensions	129 ft deep x 114 ft wide
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Patio Area	300 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17616
Street Address	908 S MAIN ST
City	LOCKHART
State	TX
Zip	78644-3618
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MENDEZ SUBD, BLOCK 1, LOT 2, ACRES .3374
Legal Subdivision	MENDEZ SUBD
Legal Block	1
Legal Lot Number	2
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2044
Census Tract	960300

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 S MAIN ST, LOCKHART, TX 78644-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Dec 27, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage ANTHEM BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20224799
Prior Transfer Date	Dec 26, 2019
Prior Transfer Doc	2019006555
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Jun 21, 2022
Property Address	908 S MAIN ST, LOCKHART, TX 78644-3618
Document Number	2022004799
Map Reference	CAB B SL 9
Instrument Date	Jun 10, 2022
Instrument	2022-004799
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004800
Date	Jun 21, 2022
Instrument	2022-004800

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Adjustable	Adjustable Rate Rider

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Dec 27, 2019
Property Address	908 S MAIN ST, LOCKHART, TX 78644-3618
Document Number	2019006555
Map Reference	CAB B SL 13
Instrument Date	Dec 26, 2019
Instrument	2019-006555
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S MAIN ST, LOCKHART, TX 78644-3618

Mortgage

Document Number	2019006556
Date	Dec 27, 2019
Instrument	2019-006556

Lender

Name	ANTHEM BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2034

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,862.00 (+14.27%)	$332,520 (+12.56%)	$450,900 (+42.15%) Land $95,680 Building $355,220
2025	$6,005.00 (+1%) Homeowner's exemption Senior Citizen's exemption	$295,427 (+1%) Land $95,680 Building $221,520	$317,200 (+18.11%) Land $95,680 Building $221,520
2024	$5,459.00 (+2.13%)
2023	$5,345.00 (-7.14%)	$268,570 Land $95,680 Building $172,890	$268,570 Land $95,680 Building $172,890
2022	$5,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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