908 S 9th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 908 S 9th Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1963
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Sep 2023)
Tax Bill$9,425 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-35-103-005

Property Details

APN / Parcel Number

Primary APN09-35-103-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
Basement Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1974
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Deck AreaDeck Area
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address908 S 9TH AVE
CitySAINT CHARLES
StateIL
Zip60174-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRON-LEIGH PARK NO. 2, SEC. A - LOT 14
Legal SubdivisionRON-LEIGH PARK
Legal Block4
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4033
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address908 S 9TH AVE, SAINT CHARLES, IL 60174-3209
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
May 31, 2019Warranty Deed, Transfer
ATTORNEY
Jul 2, 2018Grant Deed, Transfer
PREMIER TITLE COMPANY
Apr 19, 2018Trustee's Deed, Foreclosure
PREMIER TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number202330542
Prior Transfer DateJul 29, 1997
Prior Transfer Doc0000052867
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 1, 2023
Property Address908 S 9TH AVE, ST CHARLES, IL 60174-3209
Document Number0000030542
Instrument DateJul 27, 2023
Instrument2023K030542
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 S 9TH AVE, SAINT CHARLES, IL 60174-3209

Mortgage

Document Number0000030543
DateSep 1, 2023
Instrument2023K030543
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address908 S 9TH AVE, ST CHARLES, IL 60174-3209
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041637
DateJun 1, 2021
Instrument2021K041637
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2031
Interest
Rate TypeFixed Rate
Rate3.37%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 31, 2019
Property Address908 S 9TH AVE, ST CHARLES, IL 60174-3209
Document Number0000022164
Instrument DateMay 21, 2019
Instrument2019K022164
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$273.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address908 S 9TH AVE, 908, SAINT CHARLES, IL 60174-3209

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 S 9TH AVE, SAINT CHARLES, IL 60174-3209

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJul 2, 2018
Property Address908 S 9TH AVE, ST CHARLES, IL 60174-3209
Document Number0000031476
Instrument DateJun 18, 2018
Instrument31476
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyPREMIER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$222.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8226 W OAK AVE NILES IL 607141609, NILES, IL 60714-1609

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateApr 19, 2018
Property Address908 S 9TH AVE, ST CHARLES, IL 60174-3209
Document Number0000017952
Instrument DateApr 9, 2018
Instrument17952
Transaction TypeForeclosure
Record UpdatedMay 1, 2018
Title CompanyPREMIER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,425.00 (+27.49%)$134,398 (+8.53%) Land $33,142 Building $101,256$403,355 (+8.53%) Land $99,466 Building $303,890
2024$123,835 (+26.93%) Land $30,537 Building $93,298$371,654 (+26.98%) Land $91,648 Building $280,006
2022$7,393.00 (+4.2%) Homeowner's exemption$97,565 (+4.91%) Land $26,563 Building $71,002$292,695 (+4.91%) Land $79,689 Building $213,006
2021$7,095.00 Homeowner's exemption$92,999 Land $25,320 Building $67,679$278,997 Land $75,960 Building $203,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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