908 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 908 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	750 sqft · built 1946
Lot Size	0.187 acres (8,172 sqft)
Owner	Individual Name on Record
Tax Bill	$969 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-360-007`

Property Details

APN / Parcel Number

Primary APN	`16-03-360-007`

Interior

Stories	1 Story
Building Area	750 sqft Living Area
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	8,172 sqft (0.187 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	336 sqft

Location & Zoning

Street Address	908 S 3RD ST
City	OREGON
State	IL
Zip	61061-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 4 BLK 2 RAILROAD ADD CITY OF OREGON
Legal Subdivision	RAILROAD ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4045
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 S 3RD ST, OREGON, IL 61061-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025
Deed Sale	Jul 23, 2025
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20253598
Prior Transfer Date	May 16, 2025
Prior Transfer Doc	0000003598
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OGLE IL
Recording Date	Aug 20, 2019
Property Address	908 S 3RD ST, OREGON, IL 61061-2317
Document Number	0000004599
Instrument Date	Aug 16, 2019
Instrument	4599
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$89.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 WASHINGTON ST FRANKLIN PARK IL 601312149, FRANKLIN PARK, IL 60131-2149

Mortgage

Document Number	4600
Date	Aug 20, 2019
Instrument	4600

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (-5.92%)	$29,569 (+21.61%) Land $7,038 Building $22,531	$88,707 (+21.61%) Land $21,114 Building $67,593
2023		$24,314 Land $5,504 Building $18,810	$72,942 Land $16,512 Building $56,430
2022	$1,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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