908 S 3rd Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 908 S 3rd Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1965
Lot Size	0.19 acres (8,128 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2025)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34.068.0160`

Property Details

APN / Parcel Number

Primary APN	`34.068.0160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Unfinished Basement	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,128 sqft (0.19 acres)
Lot Dimensions	127 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	908 S 3RD AVE
City	ALBERT LEA
State	MN
Zip	56007-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN AVENUE SECOND SUBDIVIS LOTS 2 & 3 BLK 2 & S 5 FT LOT 5 & N 59 FT LOT 6 BLK 2 LINCOLN AVENUE SECOND SUBD CITY OF ALBER
Legal Subdivision	LINCOLN AVENUE SECOND SUBDIVIS
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1003
Census Tract	180900

Owner

Source: Freeborn County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 S 3RD AVE, ALBERT LEA, MN 56007-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Jan 12, 2021	Quit Claim Deed, Transfer Quitclaim
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	20251811941
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	908 S 3RD AVE, ALBERT LEA, MN 56007-1917
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T115934
Date	May 23, 2019
Instrument	T115934

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREEBORN MN
Recording Date	Jan 12, 2021
Property Address	908 S 3RD AVE, ALBERT LEA, MN 56007-1917
Document Number	A116861
Instrument Date	Jun 26, 2020
Instrument	A116861
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S 3RD AVE, ALBERT LEA, MN 56007-1917

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	May 10, 2019
Property Address	908 S 3RD AVE, ALBERT LEA, MN 56007-1917
Document Number	CRV951977
Instrument Date	May 10, 2019
Instrument	CRV951977
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23092 790TH AVE, 23092, ALBERT LEA, MN 56007-6858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S 3RD AVE, ALBERT LEA, MN 56007-1917

Mortgage

Document Number	000T115933
Date	May 23, 2019
Instrument	T115933

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,000 (+24.49%) Land $13,900 Building $170,100	$184,000 (+24.49%) Land $13,900 Building $170,100
2025	$2,846.00 (+22.67%)
2023	$2,320.00 (+70.59%)	$147,800 Land $13,900 Building $133,900	$147,800 Land $13,900 Building $133,900
2020	$1,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Winnebago Cooperative Telecom Association.

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