McCracken County property record for 908 S 28th St, Paducah, KY 42003
| Property Type | Commercial |
|---|---|
| Lot Size | 0.758 acres (33,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,031 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-13-13-010 |
| Primary APN | 105-13-13-010 |
|---|---|
| Alternative APN |
|
| Units | 8 Units |
|---|
| Lot Area | 33,000 sqft (0.758 acres) |
|---|---|
| Lot Dimensions | 165 ft deep x 200 ft wide |
| Account Number | 43636 |
|---|---|
| Street Address | 908 S 28TH ST |
| City | PADUCAH |
| State | KY |
| Zip | 42003-3915 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 8-18-7 200X165 908 SOUTH 28TH L12-16 B14 |
| Legal Subdivision | WHITTEMORES WEST END ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 12-16 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30600 |
908 S 28th St, a commercial property, is owned by two individuals.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 FELLOWSHIP RD, SMITHLAND, KY 42081-8918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 908 S 28TH ST, PADUCAH, KY 42003-3915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 725 FELLOWSHIP RD, SMITHLAND, KY 42081-8918 |
| Investor | Possibly a Property Investor |
| Document Number | 000M1861/1 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | M1861/1 |
| Instrument | 728640 |
| Name | THE PADUCAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Nov 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 908 S 28th St was $1,031.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,500 (+8.51%) | $312,500 (+8.51%) | |
| 2025 | $1,031.00 | $288,000 | $288,000 |
| 2023 | $4,247.00 (-1.14%) | $288,000 (-) | $288,000 (-) |
| 2022 | $4,296.00 | $288,000 | $288,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 S 28th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1997–2015) |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 S 28th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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