Coles County property record for 908 S 23rd St, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1962 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,208 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2-14526-000 |
| Primary APN | 07-2-14526-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Base Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Cooling System | Central |
|---|
| Street Address | 908 S 23RD ST |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT ADDITION BLK C, N 60 FT OF LT 2 & S 6 FT OF LOT 1 N1/2 SEC 23 T12N R07E |
| Legal Range | 07E |
| Legal Township | 12N |
| Legal Section | 23 |
| Legal Subdivision | WALNUT ADDITION |
| Legal Block | 60,C,N |
| Legal Lot Number | 1-2 |
| Jurisdiction | COLES IL |
| Township / Civil Division | MATTOON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1200 |
908 S 23rd St is owned and occupied by an individual.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 S 23RD ST, MATTOON, IL 61938-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE BANK AND TRUST |
| Jan 30, 2024 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 908 S 23RD ST, MATTOON, IL 61938-5012 |
| Document Number | 0000824673 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026824673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 908 S 23RD ST, MATTOON, IL 61938-5012 |
| Document Number | 0000824673, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 2026824673 |
| Name | PRAIRIE BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 908 S 23RD ST, MATTOON, IL 61938-5012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400810526 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 202400810526 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 25, 2044 |
The 2025 property tax bill for 908 S 23rd St was $1,208 with exemptions applied.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Mattoon Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,208.00 | $35,823 Land $5,410 Building $30,413 | $107,469 Land $16,230 Building $91,239 |
| 2023 | $29,024 Land $4,383 Building $24,641 | $87,072 Land $13,149 Building $73,923 | |
| 2020 | $1,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 S 23rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 908 S 23rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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