908 River Bluff Dr, Oakdale, CA 95361 Property Records

Stanislaus County property record for 908 River Bluff Dr, Oakdale, CA 95361

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 1987
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Nov 2017)
Tax Bill$4,610 (2026)
Deeds & MortgagesOct 2021 Mortgage
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN064-037-012-000

Property Details

APN / Parcel Number

Primary APN064-037-012-000
Alternative APNs
  • 0643712000
  • 0643712

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,990 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Patio Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address908 RIVER BLUFF DR
CityOAKDALE
StateCA
Zip95361-2661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERVIEW ESTATES LOT 117
Legal SubdivisionRIVERVIEW ESTATES
Legal Block1
Legal Lot Number117
JurisdictionSTANISLAUS CA
Township / Civil DivisionOAKDALE
Census Block Group1
Census Block1001
Census Tract204

Owner

908 River Bluff Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Aug 19, 2019Deed of Trust, Mortgage · VA Mortgage
ACADEMY MORTGAGE CORP
Nov 21, 2017Grant Deed, Transfer · VA Mortgage
ACADEMY MORTGAGE CORP
Sep 25, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2017 · Amount on File
Deed SaleNov 21, 2017 · Amount on File
Prior SaleMay 24, 2016 · Amount on File
Deed Document Number201786124
Prior Transfer DateFeb 1, 2016
Prior Transfer Doc0000009107
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661
Transaction TypeMortgage
Record UpdatedNov 5, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661

Mortgage

Document Number0000099957
DateOct 26, 2021
Instrument2021-0099957
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054836
DateAug 19, 2019
Instrument2019-0054836
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateNov 21, 2017
Property Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661
Document Number0000086124
Map ReferenceVOL28 PG41
Instrument DateNov 17, 2017
Instrument2017-0086124
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCYPRESS TITLE CORPORATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661
InvestorPossibly a Property Investor

Mortgage

Document Number0000086125
DateNov 21, 2017
Instrument2017-0086125
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address908 RIVER BLUFF DR, OAKDALE, CA 95361-2661
Document Number0000075351
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 RIVER BLUFF DR OAKDALE CA 953612661, OAKDALE, CA 95361-2661

Mortgage

Document Number0000075351
DateOct 12, 2017
Instrument75351
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 908 River Bluff Dr was $4,610 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityOakdale City
Unified School DistrictOakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,610.00 (+1.16%) Homeowner's exemption$423,608 (+2%) Land $156,676 Building $266,932
2025$4,557.00 Homeowner's exemption$415,303 Land $153,604 Building $261,699
2023$4,227.00 (+1.76%) Homeowner's exemption$399,179 Land $147,641 Building $251,538
2022$4,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 908 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 River Bluff Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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