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908 Ramsey Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 908 Ramsey Dr, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,204 sqft · built 1988
Owner2 Trust Names on File
Last Sale$542,000 (Oct 2021)
Tax Bill$1,658 (2025)
Deeds & MortgagesOct 2021 Sale
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN083126P E 02100

Property Details

APN / Parcel Number

Primary APN083126P E 02100
Alternative APN
  • 126P E 02100

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,204 sqft Living Area
1st Floor Area2,006 sqft
Upper Floors Area484 sqft
Basement Area504 sqft
Unfinished Basement504 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Dimensions188 ft deep x 190 ft wide
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area1,500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area540 sqft
PorchOpen Porch
Porch Area18 sqft
Deck Area153 sqft
Patio Area708 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address908 RAMSEY DR
CityGALLATIN
StateTN
Zip37066-3446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 2 PAGE: 1 BLOCK: LOT: LIST SUBD: JACOB HEIGHTS SEC 2
Legal SubdivisionJACOB HEIGHTS SEC 2
Legal Lot NumberIST
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group1
Census Block1012
Census Tract20903

Owner

908 Ramsey Dr is owner-occupied and held in a trust since October 2021.

Source: Sumner County records, as of January 19, 2026

Owner of Record2 Trust Names on File
Co-owner2 Co-owners on File
Mailing Address908 RAMSEY DR, GALLATIN, TN 37066-3446
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Warranty Deed, Transfer
SANKERS TITLE & ESCROW CORP
Nov 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Jul 20, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleOct 4, 2021 · Amount on File
Deed SaleOct 4, 2021 · Amount on File
Prior SaleJul 20, 2018 · Amount on File
Deed Document Number1385025
Deed Book / Page5737 / 541
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateOct 4, 2021
Property Address908 RAMSEY DR, GALLATIN, TN 37066-3446
Document Number0057370541
Book / Page5737 / 541
Map ReferenceMB 2 PG 1
Instrument DateSep 30, 2021
Instrument1385025
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySANKERS TITLE & ESCROW CORP

Transaction

AmountAmount on Record
Tax$2,005.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address908 RAMSEY DR, GALLATIN, TN 37066-3446

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address908 RAMSEY DR, GALLATIN, TN 37066-3446
Document Number0050850317
Instrument DateNov 16, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 RAMSEY DR GALLATIN TN 370663446, GALLATIN, TN 37066-3446

Mortgage

Document Number0050850317
DateNov 25, 2019
Book Page005085/000317
Instrument1291372
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 24, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJul 20, 2018
Property Address908 RAMSEY DR, GALLATIN, TN 37066-3446
Document Number0047800491
Book / Page4780 / 491
Map ReferenceMB 2 PG 1
Instrument DateJul 18, 2018
Instrument1239316
Transaction TypeTransfer
Record UpdatedOct 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 RAMSEY DR, GALLATIN, TN 37066-3446

Mortgage

Document Number1239317
DateJul 20, 2018
Instrument1239317
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 908 Ramsey Dr was $1,658.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,658.00$116,700 Land $25,000 Building $91,700
2024$466,800 Land $100,000 Building $366,800
2023$2,500.00 (-0.32%)$81,925 (-) Land $25,000 Building $56,925
2022$2,508.00$81,925 Land $25,000 Building $56,925
2021$327,700 Land $100,000 Building $227,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Ramsey Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims19 (2010)
Claims Outside the SFHA17 of 19
Most Recent ClaimAug 2010 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Ramsey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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