908 Papaya St, Augusta, GA 30904 Property Records

Augusta-Richmond County Consolidated Government property record for 908 Papaya St, Augusta, GA 30904 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 1965
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$171,900 (Oct 2018)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-1-041-00-0`

Property Details

APN / Parcel Number

Primary APN	`020-1-041-00-0`
Alternative APNs	`12319` `6537`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,330 sqft Gross Area
1st Floor Area	2,132 sqft
Basement Area	832 sqft
Finished Basement	832 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Porch
Porch Area	344 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	908 PAPAYA ST
City	AUGUSTA
State	GA
Zip	30904-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FOREST (00200) 003-E
Legal Subdivision	WINDSOR FOREST
Legal Block	E
Legal Lot Number	3
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2005
Census Tract	10101

Owner

Source: Augusta-Richmond County Consolidated Government records · APN 020-1-041-00-0

Assessment roll updated October 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Nov 28, 2023	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Nov 26, 2018	Quit Claim Deed, Transfer HOMESTAR FIN'L
Nov 26, 2018	Grant Deed, Transfer HOMESTAR FIN'L
Jan 12, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20187544
Deed Book / Page	1654 / 1687
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351

Mortgage

Document Number	0020000000001319
Date	Jan 26, 2026
Book Page	0000002000/0000001319
Instrument	2026001797

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351

Mortgage

Document Number	0019080000002141
Date	Nov 28, 2023
Book Page	0000001908/0000002141

Lender

Name	MR COOPER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 01, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	Nov 26, 2018
Property Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351
Document Number	0016541687
Book / Page	001654 / 001687
Instrument Date	Oct 30, 2018
Instrument	56359
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 PAPAYA ST AUGUSTA GA 309043351, AUGUSTA, GA 30904-3351

Mortgage

Document Number	16541689
Date	Nov 26, 2018
Book Page	001654/001689
Instrument	56361

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Nov 26, 2018
Property Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351
Document Number	0016541685
Book / Page	001654 / 001685
Instrument Date	Sep 24, 2018
Instrument	56357
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 WINDSOR SPRING RD AUGUSTA GA 309064738, AUGUSTA, GA 30906-4738

Mortgage

Document Number	16541689
Date	Nov 26, 2018
Book Page	001654/001689
Instrument	56361

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RICHMOND GA
Recording Date	Jan 12, 2017
Property Address	908 PAPAYA ST, AUGUSTA, GA 30904-3351
Document Number	0015641529
Book / Page	001564 / 001529
Instrument Date	Dec 06, 2016
Instrument	1234
Transaction Type	Foreclosure
Record Updated	Feb 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government records · Assessment roll updated October 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (-67.06%)	$140,208 (+9.08%) Land $10,000 Building $130,208	$350,520 (+9.08%) Land $25,000 Building $325,520
2023	$3,764.00 (+10.54%)	$128,540 (+21.67%) Land $10,000 Building $118,540	$321,350 (+21.67%) Land $25,000 Building $296,350
2022	$3,405.00	$105,647 Land $10,000 Building $95,647	$264,117 Land $25,000 Building $239,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Augusta-Richmond County Consolidated Government (13245C), updated December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132450101012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	3 (2003–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2026, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 12% of Georgia
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

908 Papaya St, Augusta, GA 30904 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Papaya St

Nearby Streets

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