908 Ostergaard Ave, Racine, WI 53406 Property Records

Racine County property record for 908 Ostergaard Ave, Racine, WI 53406

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,046 sqft · built 1962
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$134,500 (May 2018)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276 000012859002`

Property Details

APN / Parcel Number

Primary APN	`276 000012859002`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,046 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	142 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 OSTERGAARD AVE
City	RACINE
State	WI
Zip	53406-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 19 WESTWOOD VILLAGE NO 5 LOT 2
Legal Subdivision	WILLIAM A CRANE
Legal Block	19
Legal Lot Number	2
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1019
Census Tract	1101

Owner

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 OSTERGAARD AVE, RACINE, WI 53406-4161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 24, 2021	Deed of Trust, Mortgage HOME LOAN AND INVESTMENT BANK FSB
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Deed Document Number	20182492577
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	908 OSTERGAARD AVE, RACINE, WI 53406-4161
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002611140
Date	Nov 3, 2021
Instrument	2611140

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	908 OSTERGAARD AVE, RACINE, WI 53406-4161
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	RES/TITLE INC, RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 OSTERGAARD AVE, RACINE, WI 53406-4161

Mortgage

Document Number	0002582267
Date	Feb 24, 2021
Instrument	2582267

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Amount	Amount Recorded
Term	237 Months
Due	Nov 25, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	May 2, 2018
Property Address	908 OSTERGAARD AVE, RACINE, WI 53406-4161
Document Number	0002492577
Instrument Date	Apr 25, 2018
Instrument	2492577
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 OSTERGAARD AVE, RACINE, WI 53406-4161

Mortgage

Document Number	0002492578
Date	May 2, 2018
Instrument	2492578

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,765.00 (+16.3%) Homeowner's exemption	$205,300 (+19.36%) Land $21,300 Building $184,000	$219,209 (+15.08%) Land $22,743 Building $196,466
2023	$4,097.00 (+8.9%) Homeowner's exemption	$172,000 (+10.26%) Land $21,300 Building $150,700	$190,488 (+10.26%) Land $23,589 Building $166,899
2022	$3,762.00 Homeowner's exemption	$156,000 Land $21,300 Building $134,700	$172,768 Land $23,589 Building $149,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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