908 N Williams Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 908 N Williams Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1959
Lot Size	0.158 acres (6,865 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2023)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2014 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`01-22-18-202-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-18-202-002-000`
Alternative APN	`44978`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	704 sqft Finished Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Finished Basement	350 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,865 sqft (0.158 acres)
Lot Dimensions	132 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44978
Street Address	908 N WILLIAMS AVE
City	SIOUX FALLS
State	SD
Zip	57104-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 2 RONNINGS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RONNINGS ADDN
Legal Block	2
Legal Lot Number	18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1036
Census Tract	202

Owner

908 N Williams Ave is owned and occupied by an individual who bought it in December 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 3, 2014	Deed of Trust, Mortgage · Stand-Alone First Mortgage SERVICE FIRST FEDERAL CREDIT UNION
Dec 5, 2023	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Dec 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Book / Page	623-D / 348
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1917MTG/541
Date	Mar 19, 2021
Book Page	1917 MTG/541

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001754/388
Date	Apr 3, 2014
Book Page	1754/388
Instrument	405912

Lender

Name	SERVICE FIRST FEDERAL CREDIT UNION
Type	Seller
Address	SIOUX FALLS, SD 57103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2044

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 5, 2023
Property Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934
Document Number	DEED623/348
Book / Page	DEED623 / 348
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934

Mortgage

Document Number	0001978431
Date	Dec 5, 2023
Instrument	1978/431

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 5, 2023
Property Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934
Document Number	0EE623/348
Book / Page	EE623 / 348
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Tax	$2.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N WILLIAMS AVE, SIOUX FALLS, SD 57104-1934

Tax Assessment & Valuation

The 2025 property tax bill for 908 N Williams Ave was $2,345.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,240 (+8.07%) Land $22,154 Building $163,086	$185,240 Land $22,154 Building $163,086
2025	$2,345.00	$171,400 (+8.69%) Land $22,400 Building $149,000
2024	$2,345.00	$157,700 Land $19,000 Building $138,700
2022	$1,974.00	$129,400 Land $15,800 Building $113,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 N Williams Ave in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 N Williams Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Verizon.

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