908 N Prospect Ave, Champaign, IL 61820 Property Records

Champaign County property record for 908 N Prospect Ave, Champaign, IL 61820

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	2.73 acres (118,919 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`42-20-12-103-042`

Property Details

APN / Parcel Number

Primary APN	`42-20-12-103-042`

Exterior

Lot Area	118,919 sqft (2.73 acres)

Location & Zoning

Street Address	908 N PROSPECT AVE
City	CHAMPAIGN
State	IL
Zip	61820-2817
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Range	08E
Legal Township	19N
Legal Section	12
Legal Subdivision	HIGHLAND PARK ADD
Legal Lot Number	35
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2015
Census Tract	700

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	908 N PROSPECT AVE, CHAMPAIGN, IL 61820-2817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 24, 2019
Property Address	908 N PROSPECT AVE, CHAMPAIGN, IL 61820-2817
Instrument Date	Jul 9, 2019
Instrument	11787
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	908 N PROSPECT AVE CHAMPAIGN IL 618202817, CHAMPAIGN, IL 61820-2817

Mortgage

Document Number	0000011787
Date	Jul 24, 2019
Instrument	11787

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	2101 S NEIL ST, CHAMPAIGN, IL 61820-7503

Agreement

Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, Pavlov Media.